Man and tractor price??

Ali_Maxxum

Member
Location
Chepstow, Wales
Especially as a lot of finance is now 3-4 and I have seen 5yr 0%. Means you don't have whacking great lumps in one go. Small amounts per month to coincide with the cash flow. Don't understand what's not to like?!

Usually means you can change a few things at the same time or pay for a smaller thing in one go while still keep the payment of the bigger thing going.
 

james ds

Member
Location
leinster
Are you in the tax system , do you give invoices or are you a black market cowboy , it's not really possible to gather up the price of a good tractor up front , the tax man won't let you .
 

james ds

Member
Location
leinster
If things are different in NI why ask on a forum based in England,Scotland and Wales,is there no a Irish one were you can get the figures from that you can work with
Looking at the members map , Ireland is very well represented here , also he is in Northern Ireland governed by the same Goverment as you with the same currency , so I think he is asking in the right place .
 

Thomas5060

Member
Livestock Farmer
My accountant told me the other day if you finance something, instead of using the whole price of what you've bought against your tax, you can spread it out over the length of the finance and use how much or little of it you need to. Whereas if you buy it out right you have to use it for the year you bought it in. Hope that makes sense
 

Kevtherev

Member
Location
Welshpool Powys
My accountant told me the other day if you finance something, instead of using the whole price of what you've bought against your tax, you can spread it out over the length of the finance and use how much or little of it you need to. Whereas if you buy it out right you have to use it for the year you bought it in. Hope that makes sense

Yes use the finance to your advantage that's what it's there for at the end of the day.(y)
 

Thomas5060

Member
Livestock Farmer
Yes use the finance to your advantage that's what it's there for at the end of the day.(y)
It also helps me as I'm not vat registered so cab put vat in among the monthly payments and it's never seen. Then because I'm paying little each month I always have money incase of breakdowns works well for me, even tho I only have 2 things on finance, one of which I might just off in full now
 

John 1594

Member
Location
Cambridgeshire
It also helps me as I'm not vat registered so cab put vat in among the monthly payments and it's never seen. Then because I'm paying little each month I always have money incase of breakdowns works well for me, even tho I only have 2 things on finance, one of which I might just off in full now

Not being Vat registered helps enormously when 40% of your customer base is made up of equestrian folk who are also not VAT registered
 

PB1507

Member
Location
Lincs
Not being Vat registered helps enormously when 40% of your customer base is made up of equestrian folk who are also not VAT registered
If you are performing tasks for the equestrian market you may wish to consider the legality of using red diesel and mention the fact to your insurance company, claims for frightened/injured neds push the premiums up. :bag:
 

John 1594

Member
Location
Cambridgeshire
If you are performing tasks for the equestrian market you may wish to consider the legality of using red diesel and mention the fact to your insurance company, claims for frightened/injured neds push the premiums up. :bag:


When your engaged to do a job, ie haymaking...providing a full service, right from fertilising/spraying the crop, through to cutting, turning and baling/loading said crop

i see no issue with using rebated fuel whatsoever.

Particularly so when said equestrain user also keeps cattle. Which then means the work is agricultural and not recreational
 

james ds

Member
Location
leinster
If you are performing tasks for the equestrian market you may wish to consider the legality of using red diesel and mention the fact to your insurance company, claims for frightened/injured neds push the premiums up. :bag:
How do people think of such things , I'm going to do an hours work on a horse farm so I'll drain out the red diesel and use white , what a load of horse sh.te . Do you think that's practical.
 

John 1594

Member
Location
Cambridgeshire
How do people think of such things , I'm going to do an hours work on a horse farm so I'll drain out the red diesel and use white , what a load of horse sh.te . Do you think that's practical.

Probably after a job with the revenue..............

If i was forced to run on white for equestrain work, i could easily do so

benefit of having 4 cheap tractors with small tanks and cheap fuel filters, as opposed to a 100k monster where the fuel filter costs £50.

simply convert the 1490 loader tractor to white fuel permenantly, it does negliglbe work at home, so could be kept on standby on white fuel for any required jobs

Could the man with the 100k fendt adapt so easily and cheaply i wonder
 

ARW

Member
Location
Yorkshire
Probably after a job with the revenue..............

If i was forced to run on white for equestrain work, i could easily do so

benefit of having 4 cheap tractors with small tanks and cheap fuel filters, as opposed to a 100k monster where the fuel filter costs £50.

simply convert the 1490 loader tractor to white fuel permenantly, it does negliglbe work at home, so could be kept on standby on white fuel for any required jobs

Could the man with the 100k fendt adapt so easily and cheaply i wonder
no one with a 100k fendt wants to be doing them jobs anyway!
 

John 1594

Member
Location
Cambridgeshire
no one with a 100k fendt wants to be doing them jobs anyway!


You miss my point...

the contractor with all the kit, and one new, always under warranty expensive tractor to go on the front of it, not always a fendt...

vs the other man, with the same amount of kit, and a few older tractors, one of which can be adapted to stay revenue ligal for very little cost

who is more likely to do the job, and more importantly, do it and make a profit
 

ARW

Member
Location
Yorkshire
You miss my point...

the contractor with all the kit, and one new, always under warranty expensive tractor to go on the front of it, not always a fendt...

vs the other man, with the same amount of kit, and a few older tractors, one of which can be adapted to stay revenue ligal for very little cost

who is more likely to do the job, and more importantly, do it and make a profit
the only money in the grass job is number of acres, pony paddocks are just pocket money and a pain in the arse, not as profitable as raking 100 acres of grass
 

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