Recent content by Nigel Wellings

  1. Nigel Wellings

    Loler inspections

    It is not insurance companies that insist on Loler or Puwer certificates. We as independent Brokers recommend people have such tests done basically to cover your own back in the event of an accident and because we believe it is the law. I have never been asked by an Insurer if a machine has a...
  2. Nigel Wellings

    Tightening margins

    I hate this approach of not giving the client enough time and forcing them to renew. Ask for a 14 day extension to renewal date if you only get renewals 7 days or so before renewal. The reason you do not get renewals on time is generally incompetence on the part of Insurance companies who are...
  3. Nigel Wellings

    Best farm policy insurance company ?

    Offices in Northants and Kent
  4. Nigel Wellings

    Salon D'Agriculture- Paris 24/2- 3/3

    Anybody visited the above show in the last few years? Used to be held at same time as Sima but at different location in central Paris. Friends of mine went 10-15 years ago and raved about how good it is. Now held at different time to SIMA, more Livestock orientated with chance to sample French...
  5. Nigel Wellings

    Best farm policy insurance company ?

    My suspicion is that they were not told- for which I can only apologise. Lesson for future which will be communicated to all at Acres.
  6. Nigel Wellings

    Tree fell on fence

    In my view neighbour is 100% LIABLE. In practical terms it is going to be quickest for you to claim on your car insurance policy and expect your car insurers to claim the money back from next door neighbours insurers.
  7. Nigel Wellings

    Insurance.

    For agric vehicles (anything self propelled) it is entirely worked out on value. They charge something like £60-£70 for the first £1000 of value and then anywhere from £10 to £15 per thousand on remaining value. So £15k tractor is £70 plus 15 x £10 =£220 total. Tractor rates have gone up in last...
  8. Nigel Wellings

    Tree fell on fence

    Very interested by your knowledge and I am certainly no legal expert, just really applying what I have seen Insurers do after claims regarding falling trees in the past. I have certainly seen them refuse to pay out for damage where healthy trees have caused damage to third party property, yet...
  9. Nigel Wellings

    Best farm policy insurance company ?

    All I can say is that we have been somewhat inundated over last 12-18 mths, over the same period Insurer response times and what they will and wont quote on has got worse, so at certain times have had to make choices on what we are able to quote on,in that situation we will tend to have to...
  10. Nigel Wellings

    Best farm policy insurance company ?

    You are quite right, I set up Acres in 96, sold it 2011-2014, corporate ownership didnt work for me, and set up Acres 2018.
  11. Nigel Wellings

    Tree fell on fence

    Fairly complicated area of law with regard to falling trees. Basic premise is that if the tree is sound and healthy with no rot in it and it comes down then a court is very unlikely to say the tree owner has any liability for the damage caused to property or injury to persons. On the other hand...
  12. Nigel Wellings

    Best farm policy insurance company ?

    I view service as equally important as price. There are too many Insurers/Brokers/Agents who sell policies and then when the difficult claim comes in say it is not there department and you need to speak to somebody else, generally in a call centre who does not know you from Adam. Make sure...
  13. Nigel Wellings

    Pick-up trucks (4x4) for troops in Donbass region (Sloviansk)

    Your Cherokee and Ranger were brilliant. 1500 miles on them in 3 days driving out to Ukraine and they did not miss a beat. All the trucks that go have to have a valid MOT and been serviced. They are used around the front line and for medics tending seriously injured so breakdowns can be life...
  14. Nigel Wellings

    NfU insurance

    Coding has been raised numerous times with JD. You pay for an unlock code to get access to them. Why can they not lock them if they are stolen. Number of JD tractors stolen by Russians at start of Ukraine war- they managed to remotely immobilise all of these. Big margins being made out of...
  15. Nigel Wellings

    NfU insurance

    I am amazed that Insurers dont charge more for any tractor/machine fitted with Greenstar Guidance due to the number of thefts. It appears they are charging more across the whole tractor market rather than targeting the type of machines that have had most claims. Fairly unsophisticated and blunt...
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