Recent content by Oxbury Bank

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Operating in a similar way to an overdraft and on more competitive terms, it allows farmers to draw down from their approved credit limit and transfer money instantly into their main bank account to pay back when it suits their cashflow, with a minimum repayment of 5% per month plus interest...

The dairy sector faces significant change in the years ahead, given a combination of the road to net zero, removal of Basic Payments and introduction of new environmental schemes. Throw in aging infrastructure, limited labour availability and the need for succession planning and there’s a lot...

Operating in a similar way to an overdraft and on more competitive terms, it allows farmers to draw down from their approved credit limit and transfer money instantly into their main bank account to pay back when it suits their cashflow, with a minimum repayment of 5% per month plus interest...

Oxbury is dedicated to supporting farmers and British agriculture. We understand the importance of British farmers continuing to supply us all with quality-assured, secure food while acting as prime custodians of the British countryside. We offer products that perfectly match the needs of...

Thursday 17th June 2021 is Clean Air Day; a day dedicated to highlighting the issues of air pollution that in turn emphasise the changes in our everyday lives which can and will have a positive impact on climate change. This year’s Clean Air Day is focused on how the future of our children’s...

At Oxbury, we are dedicated to providing products tailored to the needs of the modern British farmer. Following the successful launch of Oxbury Farm Loans and Oxbury Farm Credit we are continuing to demonstrate our agricultural expertise and technology excellence by introducing Oxbury Flexi...

Today is Earth Day, the 51st time it has been recognised, and the theme this year is “Restore the Earth”. Farmers are the natural and committed custodians of the natural environment, and although some attack agriculture for its role in the global emissions profile, at Oxbury we know that this is...

At Oxbury, from founding, our philosophy has been to build our business in partnership with individuals and organisations who know and understand British farmers. We know that, for years many farmers have lacked the service and understanding they deserve from banks, which has made conversations...

Now, more than ever – the impact of climate change is rightly becoming more prominent in everyday discussions. Ahead of Earth Day 2021, the Government have very recently brought forward the UK’s carbon emissions target, setting a 78% CO2e reduction target by 2035. Agriculture has a crucial role...

In 2019, the NFU (National Farmers Union) set an ambitious pledge for British agriculture to reach net-carbon-zero by 2040. Agriculture is a unique industry acting as both a source of carbon emissions while also having the ability to remove carbon from the atmosphere through its practices. As...

British agriculture is at cross-roads, one in which farmers can decide to innovate, be dynamic and resilient. This may require an alternative approach to your current farming production methods. At Oxbury, we know farmers have inconsistent experiences with their current banks. So, we are...

Right now, British agriculture is at a cross-roads, facing some of the most challenging and turbulent changes farmers have seen in a decade. You may be asking why we have chosen to launch a bank which exclusively lends to British farmers? Oxbury has been founded by a combination of bankers and...

At Oxbury, we understand the need for farming businesses to adapt and innovate and we recognise the need to embrace 2021 as a year of opportunity. However, even though British agriculture is requiring financial support and understanding, specialised agricultural lending has not always been...

Following the successful launch of our Farm Business Bonus Accounts and our exclusive Notice and Fixed bond accounts, we are now launching Oxbury’s Personal Savings accounts into the open market. Our Personal Savings accounts offer competitive interest rates to securely maximise your savings...