Recent content by Steevo

It's interesting reading that.... "got it wrong" sums it up well. Like my Goldilocks analogy earlier. Too little uptake - "government got it wrong" Too much uptake, budget gone, electorate wonder why they are paying for flowers not food - "government got it wrong" The above said - will...

Now that is pure genius!!! Please tell me there are more photos heading in the direction of a newspaper!!

Thinking about it a bit more.....@alomy75 suggests something has frightened "them" - I assume this was meaning "the government/DEFRA/RPA". Can these public bodies really get frightened.....? They are not human, but they are a collection of humans. A collection of humans who created a scheme to...

I also think there is another element too. Most people make decisions based upon emotion....and then justify it with logic. We do what we WANT to do, and then explain why we did what we did. On the basis that emotion does play a significant role, people want to feel safe, secure, content...

They may not be written, conscious 5-10 year plans.....but I think most people have a rough idea of what they are thinking e.g. wanting to expand, wanting to reduce, wanting to retire, wanting to plan for next generation, aware staff will soon be retiring etc. We are all consciously and...

.....and they are wanting 70% IIRC? I think changing the rules may not have helped them in achieving their aims. Seems crazy to be disuading people from entering the scheme when they are only about a quarter of the way towards their own targets.

Laughably the local weather forecasters yesterday were claiming there might be no more rain for the rest of the month! 🙄😂 They can’t even forecast a few days ahead….and April is well known for unexpected showers that appear out of nowhere.

I think it’s a pretty clear conclusion to draw that anyone who has put more than 25% in won’t be able to do the same at the end of their three year agreement. I fully agree with all of the points you have made though - it’s like Goldilocks and the three bears, first not enough, then too much, etc.

It looks like you've drawn a map and marked a path of arrows from bottom left to top right.

All this talk about trees.....am I the only one appreciating how straight and parallel those track marks are?

Brilliant thread Clive!!! Really enjoyed reading/looking at all that. Please do keep us all posted.

Ground looks almost as hard as concrete! 😉

It could be argued that a pension could also just be delaying paying the income tax....depending on what your income is when you start to draw it.

Does he just trade locally?

That's a useful, short and more independent market update than many.