Hilly
Member
- Location
- Scottish Borders.
Keep banging your drum , the monthly’s on a rang rover is a mortgage man .
Farms for sale
- Thread starter midlandslad
- Start date
kiwi pom
Member
- Location
- canterbury NZ
It does feel like you're miles from anywhere, especially down here in the south island.
It's the number one point on my Positives list.
kiwi pom
Member
- Location
- canterbury NZ
Spot on. Add up the car payments the rent and all the other wasted money, you have a big mortgage payment.
Last time I was over, I looked at hoses with my brother as he was thinking of buying and I didn't think they were that out of reach.
It was Winsford though
glasshouse
Member
- Location
- lothians
Thats irrelevant
Getting a £100k mortgage is nigh impossible for some people
Buying a £100k car, no problem.
You clearly know nothing about the post 2010 mortgage market for those without inherited wealth.
- Location
- Bay of Plenty NZ
Not at all, the houses were mostly owner occupied, it is the priorities that are wrong along with the expectation of first time house buyers.
If your priorities are a flash car before a roof over your head then don't whine that you cannot afford a house.
First time buyers generally complain they cannot afford an average home, well fu¢k me, really, neither could I when I bought our first home, that is what makes an average, you buy below average to start with and work up from there, a lot of first time buyers today want to live in the same type of homes as their parents, conveniently forgetting how their parents started off, lower your expectations and look in a cheaper area.
- Location
- Bay of Plenty NZ
What's wrong with Winsford?Spot on. Add up the car payments the rent and all the other wasted money, you have a big mortgage payment.
Last time I was over, I looked at hoses with my brother as he was thinking of buying and I didn't think they were that out of reach.
It was Winsford though
- Location
- Bay of Plenty NZ
100k mortgage is only 3,000 per annum interest, my first mortgage was at 18%, the house was only 25k but my interest payments were 4,500 and my earnings were no where near what they would be today.
kiwi pom
Member
- Location
- canterbury NZ
I suppose its not too bad really, some rough estates but no different to a lot of towns. Not where I'd like to live, which I suppose is one of the reasons I left.
- Location
- Bay of Plenty NZ
I used to live near there (Middlewich) I must admit Winsford wouldn't appeal but neither would Otara.
kiwi pom
Member
- Location
- canterbury NZ
toquark
Member
GeorgeK
Member
- Location
- Leicestershire
Not dissimilar to some of our farms, new Fendt residing in shed with half the roof fallen in
That’s fbt’s for you, who is going to invest in the landlords shed when he doesn’t trust you enough for more than 5 years at a time. See it around here now.Not dissimilar to some of our farms, new Fendt residing in shed with half the roof fallen in
- Location
- Glen Clova, Angus, DD8 4RD
Around here lots of ex-council houses have new cars parked in front but look run down. Priorities are confused imho.
Hilly
Member
- Location
- Scottish Borders.
Pretty much slightly more tricky in the way need a deposit but life is all about choices make the wrong ones and you will always have nothing make the right ones and you can create something for yourself , I could afford his and hers rang rovers if I wanted but I choose not to so I can spend on assets , I probably get laughed at driving a twenty year old vehicle but who cares not me .
Hilly
Member
- Location
- Scottish Borders.
Same here if I want to see prestige cars go to the poorest end of town ! Priority’s arse about tit imo
- Location
- Glen Clova, Angus, DD8 4RD
It seems a fancy car (on lease so never yours) is what folk SEE you in, along with your fast fashion clothes, new iPhone 12, posh hair do etc. Oh, and the fancy foreign holiday that takes you all year to pay off the credit card (at least, before Covid). Quietly saving up for a deposit and paying off your mortgage by your 50's isn't "cool".
toquark
Member
You can no longer tell how well someone's doing by what kind of car sits on their driveway. One large farmer I know runs about in a 15 year old Shogun, whilst his worker's wife has a brand new Evoque.
GeorgeK
Member
- Location
- Leicestershire
Terraced streets lined with new SUVs longer than the road frontage of the houses! Truth is a posh house is totally out of reach for most people, but they can rent a top of the range car, buy a designer pooch and 'be someone' when they're out and about.
I'm not complaining though, if all this money spent on cars went into houses where would the prices be now? If someone wants to overspend on transport to the point where they can't get together a deposit for a house that's great because they can rent off me instead
Tarw Coch
Member
- Location
- Bottom of Wats Dyke
I have a relation who’s somewhere in the 200’s on the rich list but has never bought a car for himself for more than £1000, and buys a lot of his clothes from charity shops.
His father sat next to dad in school and the family were relatively poor back then on a 28 acre holding.
A few years ago he’d got some building works of some sort going on about 30 mike or so from base and had a meeting on site one morning with some consultants. Rather than waste money driving there he jumped in the van with his sparkies and upon arrival spotted the chaps he was to meet dressed in suits sitting in a Range Rover, he went over to speak to them, they looked him up and down and completely ignored him so he went off fir a wander around to see how work was progressing.
Half an hour or so later one of the consultants caught hold of one of the sparkies and asked what time his fekkin boss was llkely to show up.
That’s him over there he replied, I thought you’d spoke to him earlier, apparently the look on their faces was priceless