Liability grazing sheep

R

Robin2020

Member

Livestock Farmer

• Oct 3, 2021

• #1

So my neighbour has 12 acres and mows it!! He was originally keen on letting my sheep graze but then read that he would be liable if one escaped and caused problems.
Surely nowhere would get grazed if there wasn't a way around this... What insurance schemes/companies do people use???
His grass looks amazing atm

 

spin cycle

Member

Location

north norfolk

• Oct 3, 2021

• #2

you can and probably should insure your sheep for straying/3rd party.....my insurance allows my sheep to graze anywhere which is just as well cos.....well ...y'know

 

cotswoldcs

Member

Location

Bang In the heart of the Cotswolds

• Oct 3, 2021

• #3

Sort out insurance if you're not already covered and have another word with him. Sheep grazing in autumn/ early winter will benefit next year's hay crop - might be worth mentioning. Make sure you setup a TLA if you get permission.

 

U

upnortheast

Member

Livestock Farmer

Location

Northumberland

• Oct 3, 2021

• #4

Normally your insurance has cover if your stock escapes. from land you "control" So should not be your neighbour`s problem

 

Dry Rot

Member

Livestock Farmer

Location

Scottish Highlands

• Oct 3, 2021

• #5

Most people granting a lease for grazing would insert a clause in that agreement that the owner of the stock has examined the fencing and found it suitable for his purpose. But I think the law assumes the "keeper" of the stock is the person who provides food and water.

Personally, I would want my own insurance (as landowner) but also require the grazer to indemnify me against third party claims. Even then, I'd want my solicitor to check the agreement over so I'd have someone to sue if things went pear shaped! Yes, I wear belt and braces, but not everyone bothers and some will rely on a hand shake.

 

R

Robin2020

Member

Livestock Farmer

• Oct 3, 2021

• #6

He doesn't make hay...just cuts it regularly on his quad. I think he appreciates it will be good for the land.
It does look a grey area. Perhaps my insurance would satisfy him....especially if I do the fencing. Any recommendations on insurance companies?

 

B

Blackandwhitesheep

Member

Livestock Farmer

• Oct 23, 2022

• #7

I know this thread is a year old - but did you get anywhere with this?

We only have 30 sheep - and rent land, year round from a smallholding on a grazing license. The landlord lives at the smallholding and has insurance that covers our livestock and horses that graze on the land.

We now have the opportunity to graze another field on someone else's land - but it's a tiny field (1.5 acres) and would only be for 1-2 months.

This landowner's manager has asked if we have public liability insurance. While it seems like a good idea, given the fact that we only need it for a minimal number of sheep, and on a temporary basis, it is going to make any temporary grazing too expensive.

Has anyone found cheap insurance for this purpose, or can suggest a work around?

 

unlacedgecko

Member

Livestock Farmer

Location

Fife

• Oct 23, 2022

• #8

Blackandwhitesheep said:

I know this thread is a year old - but did you get anywhere with this?

We only have 30 sheep - and rent land, year round from a smallholding on a grazing license. The landlord lives at the smallholding and has insurance that covers our livestock and horses that graze on the land.

We now have the opportunity to graze another field on someone else's land - but it's a tiny field (1.5 acres) and would only be for 1-2 months.

This landowner's manager has asked if we have public liability insurance. While it seems like a good idea, given the fact that we only need it for a minimal number of sheep, and on a temporary basis, it is going to make any temporary grazing too expensive.

Has anyone found cheap insurance for this purpose, or can suggest a work around?

Click to expand...

Speak to Lycetts insurance brokers. Google will give you the phone number for your local office.

 

U

upnortheast

Member

Livestock Farmer

Location

Northumberland

• Oct 23, 2022

• #9

Would have thought, regardless of how many stock you have, you should have PL ins. which any broker would quote for

 

R

Robin2020

Member

Livestock Farmer

• Oct 24, 2022

• #10

Its a while back now but pretty sure only NFU would cover in my situation (using a neighbours field). However, they would only do it under a house/farm insurance policy. The fact I am mid house build means I cant get insured yet. So no joy from my side.

 

Derrick Hughes

Member

✓

Location

Ceredigion

• Oct 24, 2022

• #11

The owner of the stock is responsible if they break out and cause an accident I would expect