It is not insurance companies that insist on Loler or Puwer certificates. We as independent Brokers recommend people have such tests done basically to cover your own back in the event of an accident and because we believe it is the law. I have never been asked by an Insurer if a machine has a...
I hate this approach of not giving the client enough time and forcing them to renew. Ask for a 14 day extension to renewal date if you only get renewals 7 days or so before renewal. The reason you do not get renewals on time is generally incompetence on the part of Insurance companies who are...
Anybody visited the above show in the last few years?
Used to be held at same time as Sima but at different location in central Paris. Friends of mine went 10-15 years ago and raved about how good it is. Now held at different time to SIMA, more Livestock orientated with chance to sample French...
In my view neighbour is 100% LIABLE. In practical terms it is going to be quickest for you to claim on your car insurance policy and expect your car insurers to claim the money back from next door neighbours insurers.
For agric vehicles (anything self propelled) it is entirely worked out on value. They charge something like £60-£70 for the first £1000 of value and then anywhere from £10 to £15 per thousand on remaining value. So £15k tractor is £70 plus 15 x £10 =£220 total. Tractor rates have gone up in last...
Very interested by your knowledge and I am certainly no legal expert, just really applying what I have seen Insurers do after claims regarding falling trees in the past. I have certainly seen them refuse to pay out for damage where healthy trees have caused damage to third party property, yet...
All I can say is that we have been somewhat inundated over last 12-18 mths, over the same period Insurer response times and what they will and wont quote on has got worse, so at certain times have had to make choices on what we are able to quote on,in that situation we will tend to have to...
Fairly complicated area of law with regard to falling trees. Basic premise is that if the tree is sound and healthy with no rot in it and it comes down then a court is very unlikely to say the tree owner has any liability for the damage caused to property or injury to persons. On the other hand...
I view service as equally important as price. There are too many Insurers/Brokers/Agents who sell policies and then when the difficult claim comes in say it is not there department and you need to speak to somebody else, generally in a call centre who does not know you from Adam. Make sure...
Your Cherokee and Ranger were brilliant. 1500 miles on them in 3 days driving out to Ukraine and they did not miss a beat. All the trucks that go have to have a valid MOT and been serviced. They are used around the front line and for medics tending seriously injured so breakdowns can be life...
Coding has been raised numerous times with JD. You pay for an unlock code to get access to them. Why can they not lock them if they are stolen. Number of JD tractors stolen by Russians at start of Ukraine war- they managed to remotely immobilise all of these.
Big margins being made out of...
I am amazed that Insurers dont charge more for any tractor/machine fitted with Greenstar Guidance due to the number of thefts. It appears they are charging more across the whole tractor market rather than targeting the type of machines that have had most claims. Fairly unsophisticated and blunt...
The 10-15% increase has been in each of the last 2 years. So I would say total is 20-30% over the 2 year period.
Bear in mind Insurers will have increased house and farm buildings rebuild costs by approx 20-25% over the same 2 year period.
Farm Insurance Market across the majority insuranceof companies has seen 10-15% increases in last 2 years. Inflation and increased rebuild costs is the cause of this.
As a Broker the biggest problem we have is getting service from Insurance Companies, it is generally why some clients dont...
Saw our first claim for a written off convio flex header this harvest. Clives value on a 12 metre one is about spot on. Client had brand new replacement within 7-10 days and lent a conventional header from Dealer the next day. Service was impressive from Claas.
There is a big hydraulic reservoir...
One of the most important questions to ask when deciding who to insure with is who deals with your claims.
An employee of the insurance company I would argue is not in best position to help you. A Broker represents you the client and should give as much assistance as required on a claim.
Beware...
Well the new Quadtrac certainly looks the part and judging by the badge will have something like 100hp more than thecurrent one. But think about the cost- I reckon there will be a pricetag around £600k on farm. They have always been heavy depreciators in the past, so if it does 1000 hours a...
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