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  1. Oxbury Bank

    Oxbury’s Flexi-Credit - Milk Cheque is only available to eligible British dairy farmers, providing an additional line of working capital credit.

    Hi Diarmaid, Thank you for your message, we have contacted you directly. Many thanks, Oxbury Bank Plc
  2. Oxbury Bank

    Oxbury’s Flexi-Credit - Milk Cheque is only available to eligible British dairy farmers, providing an additional line of working capital credit.

    Operating in a similar way to an overdraft and on more competitive terms, it allows farmers to draw down from their approved credit limit and transfer money instantly into their main bank account to pay back when it suits their cashflow, with a minimum repayment of 5% per month plus interest...
  3. Oxbury Bank

    Oxbury Bank: How the dairy sector is facing significant changes in the years ahead

    The dairy sector faces significant change in the years ahead, given a combination of the road to net zero, removal of Basic Payments and introduction of new environmental schemes. Throw in aging infrastructure, limited labour availability and the need for succession planning and there’s a lot...
  4. Oxbury Bank

    Oxbury’s Flexi-Credit - Milk Cheque is only available to eligible British dairy farmers, providing an additional line of working capital credit.

    Operating in a similar way to an overdraft and on more competitive terms, it allows farmers to draw down from their approved credit limit and transfer money instantly into their main bank account to pay back when it suits their cashflow, with a minimum repayment of 5% per month plus interest...
  5. Oxbury Bank

    Oxbury Farm Business Bonuses now available on 35 Day Notice Savings Account

    Oxbury is dedicated to supporting farmers and British agriculture. We understand the importance of British farmers continuing to supply us all with quality-assured, secure food while acting as prime custodians of the British countryside. We offer products that perfectly match the needs of...
  6. Oxbury Bank

    Clean Air Day 2021

    Thursday 17th June 2021 is Clean Air Day; a day dedicated to highlighting the issues of air pollution that in turn emphasise the changes in our everyday lives which can and will have a positive impact on climate change. This year’s Clean Air Day is focused on how the future of our children’s...
  7. Oxbury Bank

    Introducing Oxbury Flexi Credit – Milk Cheque

    At Oxbury, we are dedicated to providing products tailored to the needs of the modern British farmer. Following the successful launch of Oxbury Farm Loans and Oxbury Farm Credit we are continuing to demonstrate our agricultural expertise and technology excellence by introducing Oxbury Flexi...
  8. Oxbury Bank

    Earth Day – Restore the Earth

    Today is Earth Day, the 51st time it has been recognised, and the theme this year is “Restore the Earth”. Farmers are the natural and committed custodians of the natural environment, and although some attack agriculture for its role in the global emissions profile, at Oxbury we know that this is...
  9. Oxbury Bank

    The future leaders of British agriculture

    At Oxbury, from founding, our philosophy has been to build our business in partnership with individuals and organisations who know and understand British farmers. We know that, for years many farmers have lacked the service and understanding they deserve from banks, which has made conversations...
  10. Oxbury Bank

    Young farmers and the future of a changing sector

    Now, more than ever – the impact of climate change is rightly becoming more prominent in everyday discussions. Ahead of Earth Day 2021, the Government have very recently brought forward the UK’s carbon emissions target, setting a 78% CO2e reduction target by 2035. Agriculture has a crucial role...
  11. Oxbury Bank

    Renewable energy, net-carbon-zero pledge

    In 2019, the NFU (National Farmers Union) set an ambitious pledge for British agriculture to reach net-carbon-zero by 2040. Agriculture is a unique industry acting as both a source of carbon emissions while also having the ability to remove carbon from the atmosphere through its practices. As...
  12. Oxbury Bank

    Oxbury Farm Loans

    British agriculture is at cross-roads, one in which farmers can decide to innovate, be dynamic and resilient. This may require an alternative approach to your current farming production methods. At Oxbury, we know farmers have inconsistent experiences with their current banks. So, we are...
  13. Oxbury Bank

    Why we are choosing to champion British Agriculture.

    Right now, British agriculture is at a cross-roads, facing some of the most challenging and turbulent changes farmers have seen in a decade. You may be asking why we have chosen to launch a bank which exclusively lends to British farmers? Oxbury has been founded by a combination of bankers and...
  14. Oxbury Bank

    Why bank with Oxbury?

    At Oxbury, we understand the need for farming businesses to adapt and innovate and we recognise the need to embrace 2021 as a year of opportunity. However, even though British agriculture is requiring financial support and understanding, specialised agricultural lending has not always been...
  15. Oxbury Bank

    Introducing: Oxbury’s Personal Savings accounts

    Following the successful launch of our Farm Business Bonus Accounts and our exclusive Notice and Fixed bond accounts, we are now launching Oxbury’s Personal Savings accounts into the open market. Our Personal Savings accounts offer competitive interest rates to securely maximise your savings...
  16. Oxbury Bank

    Farm finances have decreased in support over the last 10 years; we are stepping up to champion agriculture

    Funding to UK agriculture has hit a new high, with 2020 seeing a new peak of money lent to the sector. This is no new trend, with the amount of money lent continually rising over the last 10 years. With this record, farmers are using almost 86% of the lending facilities available to them...
  17. Oxbury Bank

    Oxbury Savings Accounts

    Oxbury is committed to putting farmers first. We want to ensure that farm business get the most from any reserves they have and we want these to be market leading rates. We do this by paying a bonus rate to farmers and only to farmers. To avoid the risk of anyone passing themselves off as a...
  18. Oxbury Bank

    Futureproof your farm Business with Oxbury Savings

    As we move further into 2021, it is time to focus on a new set of challenges and opportunities. Many farmers are becoming increasingly aware on how adapt and transform their business to meet market demand, in order to provide a suitable foundation for a futureproof farming enterprise. Farming...
  19. Oxbury Bank

    Oxbury Savings Accounts

    We are launching Oxbury with a clear purpose from day one to give farmers the backing and dedication they deserve. We are now officially launching saving accounts for farmers: Oxbury Farm Business Bonus Accounts. Founded and built by a combination of farmers, bankers, and technologists –...
  20. Oxbury Bank

    Smarter savings to future-proof farm businesses

    70% of British land is managed and cared for by our farmers. It is a vitally important sector of the UK economy and despite of recent hardship, Farmers continue to demonstrate their resilience and versatility in tough times. At Oxbury we are committed to standing shoulder-to-shoulder with them...
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