1. j6891

    Next door farm for sale. What to do??

    So next door farm to me has just come up for sale. I feel it's a once in a lifetime opportunity to extend the farm keeping a ring fenced block and would certainly add a bit of value to my own farm being a bigger block. This is big money so what's the best way to finance it and who should I be...
  2. T

    NE new farmers

    Hi So we are fairly new to farming and due to a few reasons we wont be pursuing entitlements/claiming BPS. However, we have been advised to look at Wildlife offers and Hedgerow/tree type funding. We have had a look and my business partner is unimpressed with the tie in time and the amount paid...
  3. steveR

    Best "inflation proof" farm investments?

    Been seeing a couple of articles about the worrying likelihood of a ramping up of inflation before long... Sprog 2 works for a investment and wealth management outfit, and they are spreading investment risk on the basis of an increase. As anyone over mid 40s will be very aware of, it's not good...
  4. H

    AHA tenant on land for sale

    Hi, I'm new to the forum but thought this would be a good place to ask this question. Our landlord wishes to sell the farm we have a AHA tenancy on. I'm the second generation tenant and may have a third to follow me in 25 years or so. We don't live on the farm so it's just the land and building...
  5. N


    Having banked with them for more than I remember they needs forms filling in to confirm I am who I say I am and business details .Think it all to do with covid
  6. 7610 super q

    Old folks should chuff off.......

    ........and let the young guns have a go with their " new " ideas, Joel Salatin books , Nissan Navare pickups full of leccy fencing gear, lavender soap niche markets, PYO quinola , and carbon sequestering dung beetles. Or...... Let the doddering old fools potter about till they want to retire...
  7. B

    Borrowing money

    Best institution to borrow money to buy some land
  8. puntabrava

    Recommend a bank please

    I have banked with Lloyds for 45 years, the Level of service has deteriorated over the last five years, I have been moved to a belligerent Edinburgh round table of cheap salaried degree holders. I wished to renew a one year lapsed 50k overdraft facility to buy a few secondhand lorrys that are...
  9. C

    Mortgage for Agricultural Tied Property

    I have found a property with 20 acres which I wish to buy but it has an agricultural tie. Not an issue as we meet the criteria. However, finding a mortgage lender is proving very difficult. Any recommendations??
  10. Bossfarmer

    How much debt to take on poll!

    money is cheap just now and it seems if I'm ever going to upgrade facilities on the farm/buy additional land now would be the time to do so, this will take substantial investment but could look like money well spent by the time its paid off with inflation, I'm looking for a bit of bare land if...
  11. D

    Smallholding Mortgage

    Hi, I am in the process of buying a farmhouse in good condition but with a U-shaped steading at the rear which is not developed. The plot size is 9 acres and is located in central Scotland Perthshire. I didn't realise how difficult these properties are to mortgage. Residential mortgages won't...
  12. U

    Share Portfolio 2020

    Just received my brokers report on my share holdings for the year 2020. Across the board reading of my mixed portfolio is that I am about 20% DOWN from this time one year ago. Considering turmoil during 2020 am happy,as it could have been much worse.
  13. sheep&cows&stuff

    Lenders In Northern Ireland - Land Purchase

    I am currently trying to borrow money for land. Dealing with ulsterbank in NI - they are quoting me 4.1% with a max lending period of 20 years. Is there anyone in NI who offer better rates? I read in another thread about Lloyds offering 2.2% and AMC 3%
  14. Q

    Agricultural Mortgage Corporation and its Fixed Rate Loans

    We have long held AMC to rights on its fixed rate loans. These carry huge break costs in the event the fixed rate loan is repaid early. The new Business Banking Resolution Service (BBRS) is looking at all manner of banking disputes, but while it will look at issues with Lloyds Bank, it doesn't...
  15. Farmerpickle

    Borrowing money for a farm

    I'm currently looking to buy a farm. I intend to sell the one I currently own for planning later on down the line. However, I could with a decent bank manager to lend me the money to buy the farm. I was going to go with my bank which is Lloyds but the bank manager, who I've never liked, keeps...
  16. B'o'B

    FT get leaked speech...

    Link to a Finacial Times article about the government plans for subs over the next few years 😢 Apparently they have been leaked the speech George Eustice is going to give on Monday Click here -
  17. Johnnyboxer

    Dad - the car is making a funny noise

    Friend sent me a pic, their 19 year old daughter came home and said there’s a funny noise coming from the car Going outside in the dark to see what the fuss was, he gets a torch out to inspect closer Millennials ......!!....and punctures
  18. bluegreen

    USA Election...………..Fallout!!

    I was reliably informed yesterday that both the Democrats and Republicans have are armed to the teeth with huge legal teams with over 500 Lawyers ready and awaiting the aftermath of this coming election results. Both camps have one remit, under any circumstances DO NOT CONCEDE!!!!!! What this...
  19. T

    Buying a house for a worker

    We would like to buy a house for a worker, he would be on a salary including the house. How would getting a mortgage work, would some of the partners need to get a private mortgage? Does it need to be a buy to let mortgage? Can the business get a mortgage and have the house as a business asset?
  20. Lazy Sod

    Covid Idiots

    My BIL lives in Walton on Thames, Surry. They're is now in a tier 2 area, so Mrs BIL couldn't go and visit her daughter and grandchildren yesterday. Meanwhile my BIL's next door neighbour and the one opposite both had lots of people round for lunch.