mercantile

  1. L

    NfU insurance

    NFU insurance is it a premium product? My renewal has come in over 15% increase yoy which feels excesssive. Had a quote off a competitor for substantially less but the main difference is NFU is the actual insurer where as the alternative is a broker through a 3rd party. Been with NFU a long...
  2. Bignor Farmer

    Insuring Used Discovery- Are the NFU having a laugh?

    Just bought a 7 year old Disco 4 and rang the NFU to add it to our existing policy; Any driver over 25yrs £4,700 (a bit over). Named drivers £1,800. Nothing special about the vehicle at all, stated 12,000 miles per year, kept in locked yard in quiet village, value £20k. No recent claims etc...
  3. paul&mandy

    Tractor insurance companys

    Just had my renewal through. Both tractors John Deere 5yrs old 130r and 155r. Bit shocked what NFU are asking. What other reputable companies/brokers should I be asking to quote. Thanks
  4. slackjawedyokel

    Lantra - ‘Preparing for your HSE inspection’

    I’ve had a letter from HSE/Lantra saying “HSE will be inspecting farms in your area in the Autumn”. (Well.. don’t they inspect farms anywhere at all times of year?) I‘m invited to a free online Lantra training course in preparation. Anyone else had this? Good idea? In particula would this be...
  5. L

    Farm insurance

    Renewal has come via email this morning.. it’s due Wednesday. 🤬 it’s gone up 25%. Is this down to the increase in material costs or are they profiteering? thoughts please before I go into battle. We have never claimed
  6. Badshot

    Wots this nonsense now on trailers?

    That reads as it's a law? Tilly pass inventing stuff same as red tractor now?
  7. Somerset Farmer

    Insurance Renewal

    My annual whole farm insurance is up for renewal and I have been quoted a figure 25% higher this year than last. There have been a few minor additions to the vehicle fleet but nothing to big. What are other farmers finding regarding their renewal premiums (valuations of crop stock tractors etc...
  8. nick...

    Pick up insurance

    My pick up insurance renewal has just come and it’s gone from £600 to over £702 in a year.2020 invincible x,no extras and I’m only driver.this is with nfu.anyone got any one to try.i never found anyone to better nfu but this last renewal has gone up a huge amount and that’s with £110 customer...
  9. S

    Why should I stay..............

    Help me out please. Particularly those native Scots. I have spent half my life north of the border, but was born in the south. 20 plus years here. I am now after that time able to consider buying a small chunk for ourselves. However........ When I came north my lineage was not of much...
  10. cropmaster

    Tractor insurance

    which insurance firms are most competitive on tractor insurance. just been quoted £695 for a 03 case
  11. EddieB

    Do you shop around for professional services?

    I’m asking as we have used the same accountant for three generations. When I had my last bill it struck me that we were paying a lot of money for this service so decided to get another quote. I was quite gobsmacked that I was quoted 60% LESS than what we are currently paying. So how often do...
  12. davedb

    Agricultural contractors insurance

    Has anyone got any recommendations for insurance for a contractor, Nfu get dearer every year I’d need 3 tractors fully comp and public liability
  13. gooseman

    Insurance for hired out tractors

    My daughter runs a small hire fleet of tractors. As we have always insured with the NFU on the farm, she instinctively went to them to arrange insurance. When not hired out they are used on her own farm, where she and her partner drive them. When the tractors are hired out the hirer arranges and...
  14. A

    Mid size turbine insurance

    Anyone (like me) had trouble re insuring their mid size turbines 50-450kw. Same insurer for 5 years-now they've pulled out, apparently a lot have, and there seems to be a 'mates list' that are approved that the remaining quango are insuring. Tried to add it into the farm policy with Farmers &...
  15. holwellcourtfarm

    Recommend me a house insurer

    The House policy is due in a few weeks. We insured with someone else in 2019 but went back to NFU in 2020 as we were dealing with a claim in the adjoining yard. They've jacked up the premium 12% this time though to £985 for building and contents on a 3 bed brick bungalow. Who else do you use...
  16. REStracTORATION

    Insurance cost

    Not sure this is the correct section Business Insurance cost Customers vehicles covered Fire theft Road test Tools Stock Public liability Any company that you use that I should know about Had a few quotes, I thought with Xmas partys not going ahead the premiums would be cheaper 🤣 but...
  17. D

    Health check on the farm compressor

    It’s been flagged up that we need an annual test for our bog standard air puffer that blows out filters and inflate tyres. what sort of cost and who does this? cant imagine it’s a big job, assume it’s mostly about the paper work
  18. FutureFarmer

    Best Insurer for Farm?

    Just wondering what insurer everyone is using for their farm? Specifically things like: buildings & contents cover for outbuildings public liability tractor insurance I'm looking at ours and thinking it's a bit steep but I'm concerned about going to a more mainstream insurer who does not...
  19. G

    Business interruption Insurance

    Following the ruling made last week by the Supreme Court that insurers are liable to payout I called my local NFU office. I was told that NFU isn't affected by this ruling and they will not be paying out. What is everyone else hearing?
  20. Clive

    The Red Tractor ACCS referendum

    The Red Tractor logo or brand does not appear on products that UK cereal growers supply the ingredients for so unquestionably has no value to end consumers of bakery and other cereal products The processors of these products including the likes of Hovis and Warburtons have stated that they have...
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