lloyds

  1. C

    £5 coffee

    Up early, long drive yesterday so half-way I swung in to a midlands services treat myself to a takeaway coffee. As I picked up my major chain standard-size latte, I raised an eyebrow as the smiling attendant greeted me with "Anything else? Okay, that'll be just £4.40, please". Surprised, I...
  2. Defra Farming

    Blending private and public finance

    Blending private and public finance Written by The Green Finance Team Credit: cattan2011 We want farmers and land managers in England to confidently and securely access payments from both the public and private sector for the environmental benefits and food they produce. In March 2023...
  3. G

    Quad bike

    Currently have,a honda 420 its getting tired replace with same or suzuki 500 ?
  4. David1968

    Overdraft Interest Refund

    Got a letter in from the Bank, saying there had been times since Feb 2015 when they could've offered a lower rate, but didn't, and so were refunding about £900 (inc interest) 😲 Is this some kind of PPI type thing, that's passed me by, where they've been forced to do this? I can't think of an...
  5. T

    Best ag bank

    Having a nightmare with hsbc and thinking of changing banks They have cancelled a direct debit on a finance agreement Can’t get through to anyone re a life insurance policy that in would like to change 7 managers in 10 years (only seen 2 of them) Are they all the same or is there a good 1 to...
  6. L

    Bank account and bereavement

    Don’t you just hate banks? very sadly I lost my Dad back end of November, I had been in partnership with him for 30 odd years and Lloyds have said I need to close the partnership account and open a new one as a sole trader. I’ve been on the phone half the freaking day talking to some right half...
  7. D

    Why buy acres??

    I was recently chatting with an old uni mate, who is now a financial advisor, about a few acres that have been sold near me for £12k per acre. He was asking me why anyone would do this from a financial view point, because if they invested in the stock market they would get a lot better return...
  8. Direct Driller Magazine

    Direct Driller Issue 25 - out now

    Direct Driller Soils Magazine Issue 25 Welcome to Issue 25 of Direct Driller Magazine which includes a supplement on adjuvant technology and features a summary of our Covering Soils event in September (including links to all the video content from the talks). For those that don't get a printed...
  9. Grassman

    Careful with card details

    I got a message from Mastercard asking me to confirm I had made some payments today with my credit card. Done in Ireland on an ipad apparently. One for £90 to argos today. Anyway I hadn't so they rang me and stopped my card. Apparently two attempts today to use it. Some business I have rung to...
  10. Direct Driller Magazine

    Direct Driller Issue 24 - Digital Tech Edition

    Direct Driller's first tech edition has gone live on the website or you can download a copy of the PDF to read when convenient. A digital only, 100% tech focused issue (with an appropriate title) looking at how regenerative agriculture has change because of technology and how is might change...
  11. daveydiesel1

    Prices coming down?

    Friend told me yesterday that a new daf lorry is down 11k and that hes noticed second hand diggers are back in price. Any1 else heard or noticed this?
  12. paul&mandy

    Invoicing correctly for slow or bad payers

    I've a bad feeling I'm going to be messed about big time for some work I've completed. Hopefully I'm wrong... What's the best way of invoicing? Usually put 30 days but I kind of want less. Nothing was agreed for invoicing terms. I just want to go in shouting pay me or xyz as I know people...
  13. M

    virgin money tauting for buisness

    Don t know if ther s something on here, but i like to call out our knockers(ok could have put that better, she not here) and do gooders from higher places looking down with advice. VIRGIN MONEY seems to be in all the farming press just recently, telling us "we (is he a farmer)must learn to live...
  14. T

    Sheep and Cattle Feeds Midlands UK

    Hello, We are looking for the best prices for Sheep and Cattle feeds in the Midlands. Thank you Tony
  15. Clive

    Red Tractor review ? How ?

    https://www.fwi.co.uk/business/compliance/independence-of-red-tractor-review-under-threat So both AHDB and NFU have promised independent reviews into Red Tractor to dampen the flames caused by the farmer outrage over Greener Farm commitment plans It's easy to promise such things but HOW do you...
  16. Y

    2023 Pick up trucks - what's your fave and why?

    Am trying to make myself prefer the Izuzu D Max as its lighter and doesnt run the over 2040kg weight/ speed issue but it isn't stacking up to my 2019 L200 - sadly no longer available to the UK market. Anyone got a 2023 Ranger? Hilux? ETA are roller tops ever waterproof vs a full cab? Many thanks
  17. organic

    Nat West Knocking Farmers

    https://www.telegraph.co.uk/money/banking/natwest-combs-customer-accounts-tells-them-go-vegan/ Here's some of the article: NatWest is telling customers to stop eating meat and to drive electric cars after combing their accounts to calculate their carbon footprint. A “Carbon Footprint Tracker”...
  18. welger rp 220

    Right to refuse after buying tractor or machinery from a dealer if not as described

    Im currently looking for a 4wd tractor 90-100hp around 14-15k i cant justify a new tractor to have manufacturers warranty so a tractor at that price would be fairly old with no warranty..It got me thinking incase i bought a faulty tractor.My understanding with cars you have 30 days to reject the...
  19. Scrambler

    Well said Andrew Ward!

    Thanks Andrew. I respect your honesty. I’m sure a few at the top table of the NFU didn’t want you to say all that. It gives quite a different perspective on the meeting when compared with Minette Batters vlog.
  20. spin cycle

    hey up...have nfu council finally realised truth about rt?

    Council pass motion asking for 'independent review of rt governance" rt seems to be limping from one row to another oh dear what a pity😁
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