natwest

  1. Woolless

    Making Tax Digital

    I have swerved going down the digital route until now, just use a spreadsheet and number the invoices to tie in but I need to bite the bullet now. So can anyone point me in the direction of/give me an idiot's guide? Software recommendations? Will my January VAT return need to be digital or can I...
  2. Juggler

    AMC recommendations?

    I currently have no borrowing but could do with raising some money to carry out improvements to the land/buildings and house, good salary coming in from full time employment and decent income from the diversified farm business. The last bank I had a mortgage with need a business plan before...
  3. steveR

    Banks requiring business details?

    I have seen a thread in the past (but cannot see it now!) about teh banks requiring more business details about their customers, under the guise of anti fraud and other legislation. I had one from Barclays last week and am surprised at just how bloody nosey they are being, and also I question...
  4. Little Karoo

    WHAT'S THE BEST BANK FOR FARMERS?

    Hello Everyone We're thinking of changing Banks as ours doesn't seem to understand Farmers ! Any ideas? Thanks in advance Heather
  5. nonemouse

    The annual got my BPS thread

    Has nobody started this thread yet? Usually plenty of people bank statement watching by now? Or are all the arable men to awash with money with the high cereal prices?
  6. teslacoils

    No gas suppliers

    21m homes have gas. 4m customers have had their supplier shut / administration after today's announcement. Six months and how many will be left without removing the price cap?
  7. 4

    bps anyone checked status

    can hardly believe what ive just seen in our status ,moved on to prep from checking
  8. Yorkshire lad

    CF Fertilisers

    I’ve had an email yesterday that CF are stopping production of AN at Billingham and Ince, due to the cost of gas . It doesn’t say how long for, but it’s not good news How have government allowed one company to have all the AN production in the uk . I thought there were laws regarding monopolies
  9. Exfarmer

    Digital accounts for VAT and inland Revenue

    I know most on here will have changed over a couple of years ago. It now seems it is the turn of the smaller traders. Any recomendations for best system? I quite literally only do at most a dozen invoices a month
  10. M

    5/10 year Business plans

    Hello, I’m looking for some advise/help does anyone provide a service that can help create a Business plan for a tenancy. We are current young farmers farming 2 small bft but looking to progress futher. We currently have 55 suckers, a small flock of sheep, a few pigs we have about 50 acres plus...
  11. nelly55

    Barclays

    Having banked with them for more than I remember they needs forms filling in to confirm I am who I say I am and business details .Think it all to do with covid
  12. B

    Agricultural banking

    Hi all. Here in Norfolk we've lost our Barclays agricultural managers,and have to use a centralised agricultural team, no more discussing rates over coffee and hobnobs. How are others getting on with banks and are they doing the same thing. Cheers
  13. Av Gorritt

    smartphone locked

    I see there's an offer on S10 smartphones but they are locked to either vodafone or EE . Is this permanent , or could one be changed on to giff gaff if necessary ? My S9 is just looking a bit weary . I'm not worried about the better camera - I'm happy with the one on S9 , so would it be a...
  14. Whitepeak

    Which Bank?

    We need a new bank for the farm business. Up until recently dad has been trading as a sole trader with a personal account with santander. Now I've become a partner in the business so we need a business account, hence why we need a new bank/account. We've narrowed it down to the ones with...
  15. Chae1

    Paying for selling items privately

    When buying or selling things privately what's the best method of payment for both parties? A bank transfer as I'm aware isn't instant. I want to transfer the money to other party when I view/pick item up. Them to be 100% sure its paid. Same with selling I want money to be in my account...
  16. M

    Help needed suspected scam??

    Hi, please can anyone help? I purchased a tractor yesterday online. Spent thousands on it and today I receive an email saying they won’t deliver it until I pay the tax, which they will refund once I receive tractor. Seller confirmed vat was included to me yesterday. Does anyone know a company or...
  17. puntabrava

    Recommend a bank please

    I have banked with Lloyds for 45 years, the Level of service has deteriorated over the last five years, I have been moved to a belligerent Edinburgh round table of cheap salaried degree holders. I wished to renew a one year lapsed 50k overdraft facility to buy a few secondhand lorrys that are...
  18. nonemouse

    HSBC “safeguarding”

    Anybody else getting so pee'd off with this process of ‘identity verification’ and information gathering that they are prepared to tell them where to stuff their bank accounts? I’ve wasted hours on this in last 2 months, between various business accounts and partners private accounts and...
  19. L

    Good time to buy

    Keeping it short, thinking about buying a buy to let property, waiting to see what's in the budget but the 5% deposit mortgage and government backed thats rumoured seems good, I will be classed as a first time buyer as have never bought a house before, as my house belongs to the business. So...
  20. Cowabunga

    NatWest identity verification

    They have been pestering me for this for months, and I assume they have been pestering many other businesses the same. I have a problem in that firstly the WhooYu app just will not accept any of our passport photos. No matter how many times, in different light we try, and so on, it just will...
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