oxbury

  1. T

    Best ag bank

    Having a nightmare with hsbc and thinking of changing banks They have cancelled a direct debit on a finance agreement Can’t get through to anyone re a life insurance policy that in would like to change 7 managers in 10 years (only seen 2 of them) Are they all the same or is there a good 1 to...
  2. C

    Bank of Mum & Dad

    Happy New Yr everyone , Had daughter and son in law round last for a meal and a few drinks . They borrowed £80,000 five yrs ago to purchase a field adjacent to their house , during conversation it came up about interest rates and how much they were paying extra now to 4 yrs ago. My good...
  3. daveydiesel1

    Business loan interest rate

    Looking at taking a loan unsecured in next few months, what rate would i expect. Ball park figure
  4. steveR

    Home for "surplus" cash

    Looking around again for a home for a few Grand that has accumulated as I have maxed out the Marcus a/c. All the big boys are offering piffling sums of interest, so it has to be the new banks on the block. Wanting online only access and hope to achive 4-5% at todays rates, 3-4 accesses/annum...
  5. Moors Lad

    Barclays Bank KYC Refesh team ( Know your customer)

    Or as I call them "Kick your customer". Just wondered if anyone else is totally sick of this outfit - they`ve just about driven me mad this last 18 mths . They ask for information and then chase you up as though it`s not been sent, when it turns out they have it (etc, etc, etc !). Just seem a...
  6. M

    virgin money tauting for buisness

    Don t know if ther s something on here, but i like to call out our knockers(ok could have put that better, she not here) and do gooders from higher places looking down with advice. VIRGIN MONEY seems to be in all the farming press just recently, telling us "we (is he a farmer)must learn to live...
  7. B

    Worst, Best Companies, You Have Had The Misfortune To Deal With?

    As it says, any one care to have a say? Id start the ball, rolling, toyota GB, product quite good, service, attitude, way below average? Now anyone in business, i would think would aim to be above average, but below? Many reasons for me saying that, ive bought 3 new hiluxs over the years, whever...
  8. ilovebalingtoo

    Contact Calf rearing companies

    Hi all are there other options to blade for contract rearing? Based southwest tia
  9. organic

    Nat West Knocking Farmers

    https://www.telegraph.co.uk/money/banking/natwest-combs-customer-accounts-tells-them-go-vegan/ Here's some of the article: NatWest is telling customers to stop eating meat and to drive electric cars after combing their accounts to calculate their carbon footprint. A “Carbon Footprint Tracker”...
  10. J

    Oxbury bank

    Does anyone on here deal with them? I've seen a few people suggest them on here and having had a chat with them they seem to offer very good services. I would be applying for a loan with them and from the conversation we had they seem happy with my security and situation at present. Just...
  11. B

    Agricultural banks

    Getting fed up with no contact main stream agri banks, any experience good or bad with virgin agricultural bank.
  12. J

    Overdraft

    I've finally finished cash flows I'm happy with them, and looking at them I'm really surprised at how well things should look in 12-18 months time. I've been extremely hard on the figures, milk price is in at 32ppl and costs are all over the top rather than under. However, there's a period...
  13. D

    Debt/Finance on land

    This is purely hypothetical. There is a lot of talk often on the 'dairy farms for sale' thread about people financing purchasing a farm through some pretty enormous loans. I'm sure some of it is probably willy waving but just wonder what levels of debt people think are sustainable to finance...
  14. TFF

    Groundswell: Making Regen Ag Pay

    Groundswell: Making Regen Ag Pay Groundswell 2023 did not disappoint – the buzz of stands, workshops, discussions, and of course general socialising did indeed create a huge ground swell of people hungry for information and inspiration. Agricology was delighted to be sponsoring the Discussion...
  15. C

    Purchasing land

    I'm enquiring regarding land mortgages. Is there such a thing?
  16. jackrussell101

    Will current interest rates now affect your spending decisions over the next 12 months?

    As above, with the Bank of England now looking like they've got the bit between their teeth with wanting to control inflation, will any of your spending or investment decisions get postponed due to bank rate increasing?
  17. Cab-over Pete

    Banks You Can Actually Speak To.

    Aye up, I’ve been banking with HSBC for over 25 years and when we first started in business we had a great bloke named David Harvey who looked after us. He left around 2009 and I haven’t spoken to anyone at HSBC since the day he left. And if I’m honest, I wouldn’t know where to start. We’ve...
  18. multi power

    Land purchase

    I wish to purchase a small block of land I will need to borrow money, what are the best lenders? Thanks
  19. C

    Lloyds Bank

    Rumour has it that Lloyds bank is cutting back on its exposure to UK Agriculture, my accountant tells me that they have got rid of the local Agricultural Managers in the south west and he has lots of farmers who are being directed to a call centre in Birmingham . Farmers are used to dealing with...
  20. G

    Chase bank

    Just back from accountants and in casual conversation open an investment account instant access 2.7% interest payment and interest added monthly anyone dealing with these
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