oxbury

  1. G

    Chase bank

    Just back from accountants and in casual conversation open an investment account instant access 2.7% interest payment and interest added monthly anyone dealing with these
  2. S

    OAD milking for dairy entrant

    Hello all, After wanting to go into milk for a few year I've eventually hit the age I could start up. The family where not wanting to start up again for the reason of it being hard to get relief milkers and not wanting me to knacker myself milking twice a day all year. So after seeing a few...
    • Swaley
    • Thread
    • accident ahdb bedding beef boom calcium calf calves calving cattle clamp cows dairy diesel ewes feeder wagon finance financial fire first cut flock forage friesian gate grass grazing haulage health holstein lambing learning lely magnesium maintenance management market milk milking minerals mixer wagon oxbury pickup pig platform premium rapid repairs resilient sandy savings sheep shorthorn silage slurry stubble transport yielding yields
    • Replies: 243
    • Forum: Dairy Farming
  3. Exfarmer

    Moving money

    We have had many posts in the past regarding money movement, cheques etc taking 5-7 days to be credited. Or worse! Today my wife with my full approval and after careful research moved a large sum from our traditional UK bank to an upstart which is offering 25 times the interest. Some years back...
    • Exfarmer
    • Thread
    • accident barclays financial hsbc interest rate lexion liability lloyds oxbury trading
    • Replies: 76
    • Forum: Agricultural Matters
  4. paul&mandy

    Invoice terms

    Really struggling to get people to pay within 30 days as per our terms. What's the best way about this? Feel like sending a chase up invoice on day 31 with an X amount admin for our time of doing so.
    • paul&mandy
    • Thread
    • calves cattle chainsaw diesel drilling environmental fertiliser finance fire fodder harrow harvest haulage hsbc insurance lambing learning management market milk oxbury pickup plough repair savings seed sheep silage slurry software storage trading xero
    • Replies: 184
    • Forum: Agricultural Matters
  5. Grassman

    Security for land purchase

    Hi. Has anyone experience of what security is required for land purchase nowadays? I am considering a purchase of around 30 acres but the lender wants the farm as security as well as the piece of land. And they are only lending 65% of land value. I sort of assumed the land itself would be more...
  6. johnspeehs

    Borrowing for land

    Any recommendations for a none high street bank to borrow with for land, not a fortune but I'm loosing the will with the high street banks, as much use as a chocolate fire guard.
  7. C

    Oxbury

    Looking at testing the market for a new bank, heard positive things but don't personally know any local farmers who have dealt with them... Thoughts/experiences, please?
  8. Anymulewilldo

    Confessions of the Sheep/Beef Cattle/Pig Addicts

    This is a thread for those who feel guilty about cluttering up dear old GUTH’s beloved price tracker with the chit chat that stop us all being that miserable our families would throw us all out to sit with the dog in the porch. All are welcome, you can even post prices if you want. The only rule...
    • Anymulewilldo
    • Thread
    • abbey abortion accident adblue adjuvant af agriwebb agronomist agronomy agrovista ahdb ahl2 allflex alliance alligator amazone amc ammonium analysis animal feed anthelmintic anthelmintics antibiotic antibiotics aphids application asbestos atv autosteer avatar avian ayshire baling baling hay baling silage banking barclays barley basalt bateman baycox bazooka beans bedding beef beef cattle beet belmont billericay biodiversity bkt blackgrass blowfly bolus boom boots bovine bravoxin break crop break crops brewers grains brewing bridgestone broccoli brome brother buffer builders buy cattle buying cattle bvd bydv cabbage calcium calf calves calving camping campsite candidate caravan carbon carbon capture carrots cattle cattle crush cctv cereals ceva chainsaw chickens children chloride claas clamp claydon clopyralid clostridia clostridial cnh co2 cocci colostrum combi combo compaction continental coulter cover crop cover crops covexin cows crime crusher crypto crystalix crystalyx cultivate cultivation cultivator cvt cydectin dairy dandelion dashcam deadweight death dectomax deere defender defra deutz development diablo diarrhoea diesel diet feeder digital direct drill direct drilling disc disease dmax docks down to earth downland drainage drainage pipe dressing drift drilling drills drone drones drought dual purpose dycoxan ear tag ear tags elanco electricity electrolytes elms environment agency environmental enzootic enzovax establishment ewes family farmdeals farmyard fastrac fat hen fcn feed blocks feed lick feeder wagon fendt fertiliser fertiliser spreader fertility fertilizer finance financial fire first cut flail flock flooding flotation tyres fluke flystrike fmc fodder fodder beet foliar footbath forage forecast friesian front tyres fuel fungicide fungicides gas gate gates genetic genetics genomic gleam glyphosate gps grain store grass grassland grassweeds grazing grenadier groundswell hail hallmark handling harrow harvest harvesting haulage health health and safety hedge heptavac herbal herbal ley herbicide hilux holstein honda hoof hse immune ineos injury insecticide insecticides insurance interest rate inventory isobus isuzu jcb jersey kawasaki keenan kerosene ketosis kleber knight krone kubota kuhn kws l200 lambda lambing lambs lamma land rover landrover lantra leakage learning legumes lely levy liability lice lick lifeline liming limousin liveweight lloyds loader loader bucket loader tractor lungworm macerator magnesium magnum maintenance maize management mapping market mart massey massey ferguson mastitis maxx maxxum mccormick mchale mcpa merlo methane michelin microbes microbial milk milk powder milk replacer milk yield milking mineral bucket minerals mongrel mounted mower mrl msd musso mycoplasma natwest navara needle nettles new holland nfu mutual nitram nitrogen nozzles num3 nutrients nutrition oats ofc oilseed oilseed rape online openers operator optilix orchard organic organic matter osr overdraft ovivac oxbury paddock parasite parasites parts peas peat peaty pedestal performance pesticide pests phosphorus pickup pig piglet piglets platform plough ploughing pneumonia polaris pollution poppy potash potassium potato potatoes poultry ppe pre-em premium prilled pto pulses puma quad quadtrac quadtrack rain gauge rainfall rapid red tractor registration rehydrate rejections renewable energy renewal repair repairs replacer reseed residual residuals resilient respiratory robotic rolled barley roller mill roots rotavirus round baler round bales roundup roundworms rpa rumen rumenco rural payments agency rust rye ryegrass sam2 sam3 sandy sassy satellite savings scab mite scour seaweed security seed seed treatment seeding selenium self propelled sell my livestock selling cattle sellmylivestock sencrop septoria sequencing sfi shearwell sheep shorthorn silage sip slug slug pellets slugs slurry sodium software soil health soil test soil tests soya sprayer spraying spring beans sprinter stihl stock feed storage store sale stores storm strautmann stress stubble sulphate sulphur supplement sustainability sustainable farming swine t7 teagle teat teats technology tedder telehandler theft thistle thistles thistlex tillage tmr tower toyota trading training transport trelleborg triclamox tubby tubers tungsten tup tupping tups turbine turnout udder umbilical unimog urea utv vaccinate vaccination valtra variable rate varieties variety vicon vigour viking vitamins volac warbles warranty waterproof weaning weather weather station weed control weigh cells weighbridge wheat winter wheat woodland workwear worm resistance wormer wormers worming worms yamaha yara yields zetor zoetis zolvix
    • Replies: 64,687
    • Forum: Livestock & Forage
  9. Guiggs

    Taking on 200 acres.. how to finance it?

    So I've been offered 200 acres of grazing on my doorstep. It really is a once in a lifetime opportunity for me as land just doesn't come up round here, certainly not on that scale to rent but that's going to take a significant amount of money to stock etc... I'd be thinking of mainly putting...
    • Guiggs
    • Thread
    • beef calves cattle cows dairy ewes finance forage grass grazing halifax mart oxbury sheep silage slurry tup
    • Replies: 37
    • Forum: Livestock & Forage
  10. A

    Financing a secondhand tractor

    Hello all hope your all well through your respective harvests.... just picking some brains... I'm v old school always brought up on if you can't afford it then do without ect and save till you can afford it ect... no money borrowed..no debt just make do and mend ....around 3 yrs ago I bought a...
    • Alan young
    • Thread
    • barclays barley buffer cattle claas finance harvest interest rate jcb lloyds loader massey oxbury pickup repairs savings stress turbine
    • Replies: 94
    • Forum: Machinery
  11. Agriland RSS

    Seven young Welsh farmers receive scholarship boost

    Written by William Kellett from Agriland Seven young farmers from across Wales have financially benefited from this year’s Gareth Raw Rees Memorial Travel Scholarship. A total of £3,800 has been awarded by the management committee to scholars wishing to broaden their knowledge of...
  12. nelly55

    Bank of England

    So rumour has it interest rates to go up again by .5%,how can they reduce inflation by hitting the public to cut spending yet energy etc constantly going up.They now want food prices down to help but does that mean they expect industry etc to run at a loss .I just can’t get my head round the...
    • nelly55
    • Thread
    • accident agronomist ahdb amc analysis animal feed application avatar baling banking barclays barley beef biofuel blight boom boots brewing buffer calf calves camping candidate carbon cattle cereals children continental cows dairy death deere defender defra digital disease dow drift electricity elms environmental establishment family fendt fertiliser fertilizer finance financial fire first cut flock fodder forecast fuel futures gas gate gates grain store grass grassland grazing harvest haulage health hedge hilux hoof hsbc immune insurance interest rate jcb lambs land rover levy liability lloyds management market milk milking mower natwest needle nettles oats online overdraft oxbury parasites parts performance pickup pig platform plough potato potatoes premium rapid renewal repair repairs residual resilient savings security seed selling cattle sfi sheep slug software storage storm stress su sustainability telehandler tower trading transport urea vaccination variable rate variety warranty weather wheat worms xero yara yielding yields
    • Replies: 2,854
    • Forum: Agricultural Matters
  13. F

    Ag/Commercial mortgages

    Does anyone have any experience in low deposit mortgages where there is a high amount of business income but the property is also residental? For example poultry unit with a house. We've found somewhere we could potentially buy but high street banks are struggling a bit as the income to pay the...
  14. Oxbury Bank

    Oxbury’s Flexi-Credit - Milk Cheque is only available to eligible British dairy farmers, providing an additional line of working capital credit.

    Operating in a similar way to an overdraft and on more competitive terms, it allows farmers to draw down from their approved credit limit and transfer money instantly into their main bank account to pay back when it suits their cashflow, with a minimum repayment of 5% per month plus interest...
    • Oxbury Bank
    • Thread
    • calving cows dairy dairy cows dairy diversification dairy farm dairy farmers dairy farming fertiliser holstein interest rate milk milk diversification milk price vs milk cost oxbury
    • Replies: 3
    • Forum: Dairy Farming
  15. Oxbury Bank

    Oxbury Bank: How the dairy sector is facing significant changes in the years ahead

    The dairy sector faces significant change in the years ahead, given a combination of the road to net zero, removal of Basic Payments and introduction of new environmental schemes. Throw in aging infrastructure, limited labour availability and the need for succession planning and there’s a lot...
    • Oxbury Bank
    • Thread
    • carbon dairy dairy cows dairy diversification dairy equipments dairy farm dairy farmers dairy farming fertiliser finance health milk oxbury renewable energy seed sequester slurry variety yields
    • Replies: 0
    • Forum: News, PR, Shows and Events
  16. Cope Seeds News

    Cope Seeds adds Terravesta AthenaTM to its portfolio

    Cope Seeds adds Terravesta AthenaTM to its portfolio In an industry first, Cope Seeds and Grain is partnering with Miscanthus specialist, Terravesta, to market its rhizome hybrid Terravesta Athena. The new opportunity has been launched to help support the growing need to decarbonise the...
  17. Cope Seeds News

    Cope Seeds adds Terravesta AthenaTM to its portfolio

    Cope Seeds adds Terravesta AthenaTM to its portfolio In an industry first, Cope Seeds and Grain is partnering with Miscanthus specialist, Terravesta, to market its rhizome hybrid Terravesta Athena. The new opportunity has been launched to help support the growing need to decarbonise the...
  18. Cope Seeds News

    Cope Seeds adds Terravesta AthenaTM to its portfolio

    Cope Seeds adds Terravesta AthenaTM to its portfolio In an industry first, Cope Seeds and Grain is partnering with Miscanthus specialist, Terravesta, to market its rhizome hybrid Terravesta Athena. The new opportunity has been launched to help support the growing need to decarbonise the...
  19. Oxbury Bank

    Oxbury’s Flexi-Credit - Milk Cheque is only available to eligible British dairy farmers, providing an additional line of working capital credit.

    Operating in a similar way to an overdraft and on more competitive terms, it allows farmers to draw down from their approved credit limit and transfer money instantly into their main bank account to pay back when it suits their cashflow, with a minimum repayment of 5% per month plus interest...
    • Oxbury Bank
    • Thread
    • calving cows dairy dairy cows dairy diversification dairy equipments dairy farm dairy farmers dairy farming fertiliser holstein milk oxbury
    • Replies: 0
    • Forum: News, PR, Shows and Events
  20. N

    Has anybody got any experience of Oxbury Bank.

    HI All Just wondered if any has used the Oxbury bank 5 day notice account. As it is a new bank would be interested to see peoples opinions both +ve and -ve. Cheers paul
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