All things Dairy

[Tim G]

1 litre left at close of play today, sold out by lunch on friday and again yesterday, fair bit ordered for the morning too. Time to go cow shopping again.

 

[it's not over]

Debt is good,keeps you on the ball.[emoji1]

So does intelligence
And alot easier carried

 

[I thats it]

Debt per cow isn’t really a great measure,all my debt is mortgages,the value of two of my houses are worth half my total debt, as long as house prices stay high I’m not really bothered.

Exactly, per milking cow we're over 10,000 you've to look at the bigger picture

 

[frederick]

Exactly, per milking cow we're over 10,000 you've to look at the bigger picture

Cant see any other way of looking at it. If all that debt is cow related. If not your debt per cow is less.

10000 per cow means the cow has to make £300 to cover interest and another 350 to cover capital repayment. If the profit per cow cant cover this then her debt is unsustainable or another enterprise is subsidising the dairy.

 

[Tim G]

So does intelligence
And alot easier carried

And far less common I think.

 

[lazy farmer]

Debt per cow isn’t really a great measure,all my debt is mortgages,the value of two of my houses are worth half my total debt, as long as house prices stay high I’m not really bothered.

I admire that.
I now apparently have a curvy debt. But aim to have down to a just oversized shapely debt within a yr.
having a debt is more than your age plus four noughts is quite enough for me.

 

[I thats it]

Cant see any other way of looking at it. If all that debt is cow related. If not your debt per cow is less.

10000 per cow means the cow has to make £300 to cover interest and another 350 to cover capital repayment. If the profit per cow cant cover this then her debt is unsustainable or another enterprise is subsidising the dairy.

I see, sorry. I thought people were just dividing business debt by number of milking cows (I've seen plenty of people doing that) as you say you've to divide the debt out to its individual sectors. We've dairy, beef, sheep, cattle B&B, ag contracting and property rental.

 

[Spear]

It’s all about whether you can service/pay off the debt and if the worst was to happen and debt called in could you cover it without losing everything.

 

[pappuller]

It’s all about whether you can service/pay off the debt and if the worst was to happen and debt called in could you cover it without losing everything.

Simple rule but true

 

[yin ewe]

It’s all about whether you can service/pay off the debt and if the worst was to happen and debt called in could you cover it without losing everything.

My granda had the philosophy of never letting his debt be higher than the value of his stock- that way if things went belly up he could sell his cattle and still have the farm and a roof over his head.

 

[Blue.]

It’s all about whether you can service/pay off the debt and if the worst was to happen and debt called in could you cover it without losing everything.

All my bank is interested in is ebitda (Earnings before interest, taxes, depreciation, and amortization).

 

[frederick]

All my bank is interested in is ebitda (Earnings before interest, taxes, depreciation, and amortization).

Surely both are the same thing

EBITDA means is there enough left to pay the bank.
And I'd be fairly certain that if it all went tits up the bank have enough security so they sleep soundly

 

[Fergieman]

what type of feeders are you after? Have 12 DeLaval 12/24 volt ‘auger type’ feeders sat here not doing anything since we put robot in

This type?

 

[dinderleat]

This type?


View attachment 855248

£100 each

 

[PREES]

I think someone in the UK has this system of rolling up silage sheets?
I like the system of water tubes to weigh the sheets down but what about rodent damage??
https://agridek.nl/oplossing/haspelsystemen/

 

[Headless chicken]

Thought I’d do some digging a to where about this cheese came from as I don’t see many mozzarella’s from the uk. It’s from Arla apparently so good on Aldi and arla on that one I say.

 

[jimmer]

I think someone in the UK has this system of rolling up silage sheets?
I like the system of water tubes to weigh the sheets down but what about rodent damage??
https://agridek.nl/oplossing/haspelsystemen/

Posted at 1.40am
I assume you had a drink

 

[vantage]

Posted at 1.40am
I assume you had a drink

Or a weak bladder!

 

[jimmer]

Or a weak bladder!

Would need a strong wallet

 

[Stuart1]

Can anyone tell me how much nitrogen needs to be in a AI flask? Dipped mine this morning and there was 17cm in it. I don’t usually see it that low.