Best business bank?
- Thread starter Wobblebox
- Start date
Oxbury Bank.
Are you with Oxbury?
What are your experiences?
I'm not, but my neighbour is and is very pleased with them.
The only thing is they are brand new so not much track record to go on with them.
Courier
Member
- Location
- M62 - M1 - M18 triangle
Good reports about Handlesbanken — but I have no need to change from Lloyds at the moment.
www.handelsbanken.co.uk
Long-term relationship banking | Handelsbanken
We make a personal connection with all of our customers. We believe that building a long-term relationship with you is a must, if we’re to help in any real way.
www.handelsbanken.co.uk
- Location
- Buckinghamshire
We have been with them for a number of years and they dont bother you but if you want some thing about two rings of the phone they will answer in your bankGood reports about Handlesbanken — but I have no need to change from Lloyds at the moment.
Long-term relationship banking | Handelsbanken
We make a personal connection with all of our customers. We believe that building a long-term relationship with you is a must, if we’re to help in any real way.
- Location
- Bedfordshire
Are they restrictive in who the take or have you been with them a long time. A friend enquired but I don’t think he had enough turnover.
- Location
- Buckinghamshire
7years
- Location
- Aberdeenshire
What are your requirements for a business bank, that might help point to the best one for you.
Mark C
Member
- Location
- Bedfordshire
Also heard good reports about Handelsbanken. Have banked with Barclays for generations and we have a good responsive Ag Manager at the moment
- Location
- Northumberland
A lot comes down to the local " relationship manager ' - or whatever fancy title they have . Trouble is the good ones soon get moved higher up the tree, or get sick of the sh!t they get from on high and take early retirement
warksfarmer
Member
Coutts business banking is very good. People think it’s for the rich and famous. It’s not.
- Location
- Northumberland
The relationship managers cant really do much at all, other than take all the details, give a brief write up,and pass the proposals on to their credit teams.It is them that make all the decisions,based on EBIT,their tests for affordability etc. They have set computer formulae to do this. Its not like in the old days where your own Bank manager could make all the decisions himself.
- Location
- Northumberland
Yes & No,
for example, Mr A dealt with an urgent issue in 1 week
Mr B thought urgent meant 2 months with 4 phone & 3 email reminders.
icanshootwell
Member
- Location
- Ross-on-wye
I thought you needed more cash than Dyson to bank with them!! or be a 6 figure borrower plus.
- Location
- Northumberland
They are choosey about who they take on,but the mainstream high street banks are getting like that now,even running a credit account for clearing.
Handelsbanken are great - my personal account is with them, would happily move my business banking to them if i had good reason to
also have a none farming business with Starling who are very simple and low cost if requirements are simple
both make Lloyds (who we use for farm and another business) look like a dinosaur
also have a none farming business with Starling who are very simple and low cost if requirements are simple
both make Lloyds (who we use for farm and another business) look like a dinosaur