Best way to deal with a non paying tenant in rented farmhouse

unlacedgecko

Member
Livestock Farmer
Location
Fife
Personally I wouldn’t have bothered unless it was necessary
We have some friends who took a 3 month holiday on their mortgage
Because it was on offer, both fully employed all the time with no loss of wages
Why?
So they could spend the 3 months mortgage money (about £4K) on a hot tub for them and the kids (because the could spoil themselves as lockdown was hard)
It was necessary at the time. But having seen just how expensive it was I won’t be doing it again if I can all avoid it!
 

chickens and wheat

Member
Mixed Farmer
People rent big houses and default, because it your going to default you might as well do it in style.
Or sell your own house move to rental as soon as it sells,. When you've sorted a new house stop paying rent until you move in.
 

Danllan

Member
Location
Sir Gar / Carms
Basically you're screwed. You can't get your money, and you very likely won't be able to get possession of the house any time soon either, through a combination of court backlogs and bailiffs not enforcing repossession orders. The government have decided that landlords can go hang during the coronavirus crisis and have given tenants all the aces, and the unscrupulous ones know it only too well.
@nosmokenopoke I'd still get my foot in the door via a small claim; it costs little and, if they are playing the system, getting a charge on them could pay in the long run.

They should share the pain
See below...

Tens of thousands are dying before their time, even more have been hospitalised, millions are not able to work through no fault of theirs. Farmers as a group have been one of the least affected parts of society.

If you are fortunate to own more houses than you need and a tenant stops paying rent, I think you should consider how fortunate you are in the scheme of things.
The thing is, lots of people - farmers and others - have worked bloody hard to put a deposit on or to buy properties to let out, as a source of direct income for their family or as a general investment; and many are doing without a hell of a lot for themselves and their families to manage this. This isn't immoral, bad, nasty, cruel or illegal; they have families to feed, they have wages to meet, they have mortgages to pay and they have other debts to settle.

Now, if people renting are in genuine financial trouble, there are systems - and laws - in place to help them keep a roof over their heads and see the landlord properly reimbursed too. But they have to avail themselves of these, and it is unfair on their landlords and society as a whole not to do so. However, some are playing the system, and they are screwing people who have worked hard to buy their properties, and have done nothing wrong - why should they be punished?
 

Brisel

Member
Arable Farmer
Location
Midlands
Can’t understand people renting big houses then defaulting on rents. Plenty of semis in town for £600pcm, why struggle to pay £1500?

What kind of house would you rather live in? Do you rent out the farmhouse & rent a semi in town for the sake of saving a few hundred quid a month?
 

som farmer

Member
Livestock Farmer
Location
somerset
i was offered a mortgage break, turned it down, then i went to the dentist, been tempted to ask again, estimate for stage one £1,240, could have dropped through the floor, and haven't proceeded much yet, 2 extractions £240.
,
 

glasshouse

Member
Location
lothians
It's called the "Two cars in the drive, but feck all in the fridge" syndrome!

A chap in this village works for a company that owns a lot of rented property.
He said that when the Covid crisis started, some of the ones they least expected claimed that they were on Furlough, so couldn't pay the rent. He said ok , pay us 80%.

Then there are some who he was sure would struggle to pay their rent, who have continued to do so, making no fuss about it at all.
Shows how stupid he is
 

steveR

Member
Mixed Farmer
Forget the money, that’s gone. Just get them out.

Had a mate a few years back with a rather nice little Cottage in a local village, ex farmworkers place.

Had a right Jack the Lad type move in, under what were in effect false pretences. After a few months, the rents dried up, excuses and then abuse....

Mate went to see "Jack" and suggested he might want to move out, and he would forget the money owing....! Jack told him to "FOAD, and to bring it on if he wanted trouble"

Mate knew a couple of Bigger and more Likely Lads than Jack. They popped around for a brew and Jack moved out shortly afterwards... Illegal yes, morally correct, yes.
 

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