Chae1
Member
- Location
- Aberdeenshire
You had to get cover for £200k for your demo machine, which was the tractor and the demount sprayer attached to it.
However, I’m not sure how other Insurers do it, but with the NFU mutual, all machinery that is or can be attached to any tractor is covered in the tractor policy. Therefore, if you were to buy and insure the Fastrac the demount is/is going to be attached to, that demount is automatically covered by the Fastrac’s insurance, even when it is demounted.
What value would you insure a Fastrac for? One hell of a lot less than £200k, that is for sure.
Whereas any SP would have to be insured for the full (£200k?) value.
It wasn't actually a demo. I wouldn't waste there time. It was for local agricultural show. They wanted more machinery for people to see. I asked jcb rep who dropped it off what it would cost and he told me he tells farmers to insure the outfit for 200k.
Is this okay with you?