Handelsbanken

reverand

Member
Location
East lancs hills
I’m fed up with the main high street banks so looking for an alternative that has firstly , a face to talk to, not just an automated digital whatever. Secondly, a bank that at least pretends to care.
Anyone with handlesbanken? They look like they might fit my bill but wouldn’t mind some first hand experience. Tia
 

reverand

Member
Location
East lancs hills
I don’t mind paying for a service, it’s when you get charged for a service that’s not there. Obviously there is a limit. Clydesdale was one I was thinking of, you didn’t like them?
 

icanshootwell

Member
Location
Ross-on-wye
Million pound overdraft territory or there not really interested.
Also disappointed with my high st bank. Ist they do away with business manager, then i had a letter last week saying my overdraft is up for renewal, the figure they quoted is up 50% on what i paid last year. They have to be f ing joking if they think i am paying an increase like that.:banghead::banghead:
 

will86

Member
Location
Wiltshire
Million pound overdraft territory or there not really interested.
Also disappointed with my high st bank. Ist they do away with business manager, then i had a letter last week saying my overdraft is up for renewal, the figure they quoted is up 50% on what i paid last year. They have to be f ing joking if they think i am paying an increase like that.:banghead::banghead:

Million pound overdraft??? That would have me awake at night
 

Rowland

Member
Tried them and they didn’t want to know.
On my property side I had 1 million debt with 2 million equity. I was after getting it all under 1 roof and at the time I wanted to buy a fairly high risk venture. I’m sure it would have been ok but they said no .
Asset rich cash poor :)
 
Million pound overdraft territory or there not really interested.
Also disappointed with my high st bank. Ist they do away with business manager, then i had a letter last week saying my overdraft is up for renewal, the figure they quoted is up 50% on what i paid last year. They have to be f ing joking if they think i am paying an increase like that.:banghead::banghead:
They got to keep their fat cat bosses and shareholders in the life style they like?
 

reverand

Member
Location
East lancs hills
. All the RBS branches have shut, no help ammending simple on line accounts and now they won’t do any new business accounts.
Million pound overdraft:eek:. I still might give them a go, if they let me in the office smelling of 5hit
 

DrWazzock

Member
Location
Lincolnshire
After being ditched by HSBC for no apparent reason, we asked Handelsbanken. They weren't interested unless we wanted to borrow or deposit a million, that kind of thing. I could have borrowed a million but paying it back was the stumbling block so they wouldn't have us either.

We ended up with Lloyds who actually have a local branch and a very very helpful real life business manager who welcomed us in and set everything up for us nay bother. Can't fault them.
 
After being ditched by HSBC for no apparent reason, we asked Handelsbanken. They weren't interested unless we wanted to borrow or deposit a million, that kind of thing. I could have borrowed a million but paying it back was the stumbling block so they wouldn't have us either.

We ended up with Lloyds who actually have a local branch and a very very helpful real life business manager who welcomed us in and set everything up for us nay bother. Can't fault them.
Like Coutts are they???
 

reverand

Member
Location
East lancs hills
After being ditched by HSBC for no apparent reason, we asked Handelsbanken. They weren't interested unless we wanted to borrow or deposit a million, that kind of thing. I could have borrowed a million but paying it back was the stumbling block so they wouldn't have us either.

We ended up with Lloyds who actually have a local branch and a very very helpful real life business manager who welcomed us in and set everything up for us nay bother. Can't fault them.
That’s all I want, surely it isn’t to much to ask
 
I don’t mind paying for a service, it’s when you get charged for a service that’s not there. Obviously there is a limit. Clydesdale was one I was thinking of, you didn’t like them?
So in the last month, pull up a chair;

Rejected a sizeable 5 figure sum cheque going INTO my account. The senders banks questioned it but was given permission to send it. It got cashed, money came in but then was removed. Got a letter saying cheque was not clear enough. No phone call to check it was ok. I would understand if it was going out of my account. Nearly cost me the cheque amount as struggled to get it re issued. Photocopy we took before sending was clear as can be. It wasn’t their policy to ring customer in these examples.

Lost a debit card. Rang the number on the back to request another. 1hr later, learn that they can’t find me on system. Been with them 15+ yrs, have over 10 accounts. Turns out the number I rang is for private customer. They couldn’t explain why the private number was on the back of the business cards..... they agreed life would be easier if it was. Anyway, new card ordered. Week later, I ring to ask where it is, they sent it to accountants offices. Asked to send it to me but couldn’t as I’m not on the system, even though they send me 5 debit cards to the my address every 3 yrs when the expire and have been doing so for ages....

Eventually they promise to send it to another local address where the statements go. 3 days later card arrived for me, but with an alien address not linked. Luckily postman had a guess and gave it to me.

Words fail me. Don’t go there!
 

reverand

Member
Location
East lancs hills
So in the last month, pull up a chair;

Rejected a sizeable 5 figure sum cheque going INTO my account. The senders banks questioned it but was given permission to send it. It got cashed, money came in but then was removed. Got a letter saying cheque was not clear enough. No phone call to check it was ok. I would understand if it was going out of my account. Nearly cost me the cheque amount as struggled to get it re issued. Photocopy we took before sending was clear as can be. It wasn’t their policy to ring customer in these examples.

Lost a debit card. Rang the number on the back to request another. 1hr later, learn that they can’t find me on system. Been with them 15+ yrs, have over 10 accounts. Turns out the number I rang is for private customer. They couldn’t explain why the private number was on the back of the business cards..... they agreed life would be easier if it was. Anyway, new card ordered. Week later, I ring to ask where it is, they sent it to accountants offices. Asked to send it to me but couldn’t as I’m not on the system, even though they send me 5 debit cards to the my address every 3 yrs when the expire and have been doing so for ages....

Eventually they promise to send it to another local address where the statements go. 3 days later card arrived for me, but with an alien address not linked. Luckily postman had a guess and gave it to me.

Words fail me. Don’t go there!
A poor do
 

icanshootwell

Member
Location
Ross-on-wye
I'd recommend Lloyds based on our experience. But maybe it depends on local personnel. Our business manager here circulates round the county but is excellent. Always answers the phone. Call centre is OK though only needed it once as do most stuff on line.
So you still have a dedicated business manager that call around once a year? I don,t and the charges are on the up.
 

DrWazzock

Member
Location
Lincolnshire
I wouldn't recommend HSBC. They chucked us out because they couldn't verify our ID's. We couldn't resolve the problem because they couldn't or wouldn't tell us what the problem was. They shut our current account unilaterally but luckily i got wind of this and emptied it the week before.
 

Forum statistics

Threads
160,086
Messages
3,655,688
Members
40,325
Latest member
Mjc1

World Food Day: NFU Cymru celebrates Welsh food producers at the Senedd

  • 360
  • 0


Written by Rachel Martin

NFU Cymru members and Assembly Members have been celebrating the role that Welsh farmers play in producing nutritious, high quality, safe affordable food during an event at the Senedd today on World Food Day (October 16).

The lunchtime event, which was sponsored by Llyr Gruffydd AM, included a special menu of fine Welsh produce.

Speaking at the event, NFU Cymru...
Top