Handelsbanken

Discussion in 'Agricultural Matters' started by reverand, Mar 16, 2019.

  1. reverand

    reverand Member

    Location:
    East lancs hills
    I’m fed up with the main high street banks so looking for an alternative that has firstly , a face to talk to, not just an automated digital whatever. Secondly, a bank that at least pretends to care.
    Anyone with handlesbanken? They look like they might fit my bill but wouldn’t mind some first hand experience. Tia
     
    Borlace1 likes this.
  2. Expensive but meant to be good.

    It depends what you want from a bank

    Whatever you do don’t go Clydesdale!
     
  3. reverand

    reverand Member

    Location:
    East lancs hills
    I don’t mind paying for a service, it’s when you get charged for a service that’s not there. Obviously there is a limit. Clydesdale was one I was thinking of, you didn’t like them?
     
  4. icanshootwell

    icanshootwell Member

    Location:
    Ross-on-wye
    Million pound overdraft territory or there not really interested.
    Also disappointed with my high st bank. Ist they do away with business manager, then i had a letter last week saying my overdraft is up for renewal, the figure they quoted is up 50% on what i paid last year. They have to be f ing joking if they think i am paying an increase like that.:banghead::banghead:
     
  5. will86

    will86 Member

    Location:
    Wiltshire

    Million pound overdraft??? That would have me awake at night
     
    ED.D and spin cycle like this.
  6. Rowland

    Rowland Member

    Location:
    Northeast England
    Tried them and they didn’t want to know.
    On my property side I had 1 million debt with 2 million equity. I was after getting it all under 1 roof and at the time I wanted to buy a fairly high risk venture. I’m sure it would have been ok but they said no .
    Asset rich cash poor :)
     
  7. Still Farming

    Still Farming Member

    Location:
    Glamorgan Wales
    They got to keep their fat cat bosses and shareholders in the life style they like?
     
  8. reverand

    reverand Member

    Location:
    East lancs hills
    . All the RBS branches have shut, no help ammending simple on line accounts and now they won’t do any new business accounts.
    Million pound overdraft:eek:. I still might give them a go, if they let me in the office smelling of 5hit
     
    borderterribles likes this.
  9. DrWazzock

    DrWazzock Member

    Location:
    Lincolnshire
    After being ditched by HSBC for no apparent reason, we asked Handelsbanken. They weren't interested unless we wanted to borrow or deposit a million, that kind of thing. I could have borrowed a million but paying it back was the stumbling block so they wouldn't have us either.

    We ended up with Lloyds who actually have a local branch and a very very helpful real life business manager who welcomed us in and set everything up for us nay bother. Can't fault them.
     
  10. Still Farming

    Still Farming Member

    Location:
    Glamorgan Wales
    Like Coutts are they???
     
  11. reverand

    reverand Member

    Location:
    East lancs hills
    That’s all I want, surely it isn’t to much to ask
     
  12. DrWazzock

    DrWazzock Member

    Location:
    Lincolnshire
    I'd say so. They want the big spenders or savers. They let me down gradually though.
     
  13. So in the last month, pull up a chair;

    Rejected a sizeable 5 figure sum cheque going INTO my account. The senders banks questioned it but was given permission to send it. It got cashed, money came in but then was removed. Got a letter saying cheque was not clear enough. No phone call to check it was ok. I would understand if it was going out of my account. Nearly cost me the cheque amount as struggled to get it re issued. Photocopy we took before sending was clear as can be. It wasn’t their policy to ring customer in these examples.

    Lost a debit card. Rang the number on the back to request another. 1hr later, learn that they can’t find me on system. Been with them 15+ yrs, have over 10 accounts. Turns out the number I rang is for private customer. They couldn’t explain why the private number was on the back of the business cards..... they agreed life would be easier if it was. Anyway, new card ordered. Week later, I ring to ask where it is, they sent it to accountants offices. Asked to send it to me but couldn’t as I’m not on the system, even though they send me 5 debit cards to the my address every 3 yrs when the expire and have been doing so for ages....

    Eventually they promise to send it to another local address where the statements go. 3 days later card arrived for me, but with an alien address not linked. Luckily postman had a guess and gave it to me.

    Words fail me. Don’t go there!
     
  14. icanshootwell

    icanshootwell Member

    Location:
    Ross-on-wye
    I went into there bank last year, when i told them my overdraft was 5 figures at some of the time, they said i wasn,t a big enough borrower. You pay extra for the service you get off them.;)
     
    will86 likes this.
  15. DrWazzock

    DrWazzock Member

    Location:
    Lincolnshire
    I'd recommend Lloyds based on our experience. But maybe it depends on local personnel. Our business manager here circulates round the county but is excellent. Always answers the phone. Call centre is OK though only needed it once as do most stuff on line.
     
    Courier and reverand like this.
  16. icanshootwell

    icanshootwell Member

    Location:
    Ross-on-wye
    Mind you, if your a million in the black, there probably sit you down and make you a coffee. :LOL:
     
    ollie989898 and reverand like this.
  17. reverand

    reverand Member

    Location:
    East lancs hills
    A poor do
     
    ollie989898 likes this.
  18. RBS dumping you too, are they? I 've had the letter and don't fancy any of those on the list!
     
    Qman likes this.
  19. icanshootwell

    icanshootwell Member

    Location:
    Ross-on-wye
    So you still have a dedicated business manager that call around once a year? I don,t and the charges are on the up.
     
  20. DrWazzock

    DrWazzock Member

    Location:
    Lincolnshire
    I wouldn't recommend HSBC. They chucked us out because they couldn't verify our ID's. We couldn't resolve the problem because they couldn't or wouldn't tell us what the problem was. They shut our current account unilaterally but luckily i got wind of this and emptied it the week before.
     

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