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Livestock
Dairy Farming
Herdsman pay
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<blockquote data-quote="dave mountain" data-source="post: 7914956" data-attributes="member: 148078"><p>deposit isnt the issue for getting a mortgage. banks wont lend you anything at all if you earn £10/hour. If you were salaried on £30000 and doing 3000 hours/year then maybe they would lend £120k if you are very lucky, depending on your spending/disposable income, but that isnt a realistic scenario for most people.</p><p></p><p>a chap who works for me part time, he also has had a steady £10/hour job with 40hrs/wk at a shop where hes worked for 8 years. he has saved £35k for a deposit, the banks are not the slightest bit interested. deposit doesn't mean you can afford the repayments.</p></blockquote><p></p>
[QUOTE="dave mountain, post: 7914956, member: 148078"] deposit isnt the issue for getting a mortgage. banks wont lend you anything at all if you earn £10/hour. If you were salaried on £30000 and doing 3000 hours/year then maybe they would lend £120k if you are very lucky, depending on your spending/disposable income, but that isnt a realistic scenario for most people. a chap who works for me part time, he also has had a steady £10/hour job with 40hrs/wk at a shop where hes worked for 8 years. he has saved £35k for a deposit, the banks are not the slightest bit interested. deposit doesn't mean you can afford the repayments. [/QUOTE]
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