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Invest now or hold?
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<blockquote data-quote="HolzKopf" data-source="post: 8166148" data-attributes="member: 44622"><p>I'd speak to an IFA, you need to work out whether that money you've saved should be made to work for capital growth or income. Have you got a pension? If not a proper self invested, managed scheme will grow tax free - even if you have an investment property in it</p><p></p><p>may sound boring talking to an IFA, use one recommended by someone you know if possible. In your pension scheme you could buy a small industrial unit for that sort of money. It should earn 10% return on capital for very little input, the rental could be added to your pension pot + the unit itself will appreciate in value. I prefer commercial property investment to residential any day</p><p></p><p>HK</p></blockquote><p></p>
[QUOTE="HolzKopf, post: 8166148, member: 44622"] I'd speak to an IFA, you need to work out whether that money you've saved should be made to work for capital growth or income. Have you got a pension? If not a proper self invested, managed scheme will grow tax free - even if you have an investment property in it may sound boring talking to an IFA, use one recommended by someone you know if possible. In your pension scheme you could buy a small industrial unit for that sort of money. It should earn 10% return on capital for very little input, the rental could be added to your pension pot + the unit itself will appreciate in value. I prefer commercial property investment to residential any day HK [/QUOTE]
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