Light Goods Commercial Vehicle insurance

[Wooly]

As both my trucks are due for insurance renewals, who do you lot use ............ and an idea of the cost, as mine appear expensive !

I have been quoted £1300 for two newish trucks, 3 named drivers over 25, on limited mileage.

Does appear expensive when my car is £200

 

[Derrick Hughes]

Your car is to cheap

 

[roscoe erf]

Your car is to cheap

Your too high a risk

 

[Nearly]

@Dave W

 

[Derrick Hughes]

Your too high a risk

Who would insure a car for 200 , it would hardly cover the wheels , must be 3rd party no fire or theft

 

[roscoe erf]

Who would insure a car for 200 , it would hardly cover the wheels , must be 3rd party no fire or theft

Rubbish mine cost 200 fully comp

 

[Derrick Hughes]

What is it

 

[Wooly]

Who would insure a car for 200 , it would hardly cover the wheels , must be 3rd party no fire or theft

Fully comp, 4000 miles a year.................just a very good driver, cough cough. No vehicle claims yet in 36 years.

VW polo

 

[Goweresque]

Rubbish mine cost 200 fully comp

Ditto. I insure 3 vehicles with Admiral on a multicar policy for under £600. Not small cars, two 4x4s and a Golf GTD.

The insurers must have been reading on TFF about how @Derrick Hughes is always singing the praises of the NFU because they always pay up on his claims, and decided he makes too many of them, and priced accordingly

 

[Derrick Hughes]

Ditto. I insure 3 vehicles with Admiral on a multicar policy for under £600. Not small cars, two 4x4s and a Golf GTD.

The insurers must have been reading on TFF about how @Derrick Hughes is always singing the praises of the NFU because they always pay up on his claims, and decided he makes too many of them, and priced accordingly

If no one ever claimed then there would be no use for insurance would there ,

 

[Chasingmytail]

seems ok £600 fully comp on something worth over £20k.

 

[Highland Mule]

Who would insure a car for 200 , it would hardly cover the wheels , must be 3rd party no fire or theft

Fully comp here, protected NCB for all vehicles. Couple of named drivers in 40s, high miles (10-20k, depending on vehicle.) Nothing over £250 and all decent, newish cars. Heck, even my defender is under £200.

Direct Line, if you're interested. And they're a lot easier on claims than the NFU.

 

[br jones]

Who would insure a car for 200 , it would hardly cover the wheels , must be 3rd party no fire or theft

242 a year disco 4 2012 commercial full comp direct line

 

[B R C]

Are direct line ok with business use?

 

[Goweresque]

If no one ever claimed then there would be no use for insurance would there ,

Weird how some people never claim and others are at it all the time though.......

 

[Highland Mule]

Are direct line ok with business use?

No problem at all. Seem to recall they gave it to me withou additional charge too.

 

[ffukedfarmer]

Give Copperwheat Barlow a call at Sittingbourne. They saved us a small fortune over the NFU.

 

[Derrick Hughes]

Weird how some people never claim and others are at it all the time though.......

I don't live far from an insurance salvage yard for farm stuff , there is a hell of a lot who claim ,
If you don't push the pedals you won't wear the tyres

 

[Hfd Cattle]

Back to the OP .
I thought about a small lorry earlier this yr for the OH to haul bales . Have always had a lorry till about 4 yrs ago .
I was shocked at the high cost of the insurance so we didn't bother .

 

[roscoe erf]

If no one ever claimed then there would be no use for insurance would there ,

eh where are you hiding under fraggle rock it’s a legal requirement so even if you never claim your still going to need it