Neighbours machinery and an imminent fall out

[Nh6050]

Borrowed neighbour spreader in jan to get some muck.
Always helped each other lend tackle etc very good mates with his son and he used to do a lot for us when we had rented farm.
I always end up been asked for a hire fee and I always pay it but I never charge him it’s not in my nature will help anybody.

Soooo borrowed spreader.
Something g went through the spread rota and give it abit of a smashing tbh. (The muck was spreading was the guy who we bought the farm off)

So I said it’s ok we will put through the insurance as it’s going to be mega mo eh to repair. The mechanic who looked at it said the bloody thing is rotten and needed a new 1 anyway also took another guy who said the same. Insurance been to see it there only comment was it’s rotten. Not heard bk from them yet.

Now this is where it gets tricky.

Neighbour values spreader about 5k
I and 2 mechanics thinking 2/2.5k

That’s if they write it off

Too repair it is 2500

Which if insurance don’t stand because it’s rotten I’m not paying the to put a new rota in to replace the rotten 1.

I’m willing to pay Half of the rota cost too keep job rite but the bloody thing is falling to bits

Help be appreciated

 

[An Gof]

Borrowed neighbour spreader in jan to get some muck.
Always helped each other lend tackle etc very good mates with his son and he used to do a lot for us when we had rented farm.
I always end up been asked for a hire fee and I always pay it but I never charge him it’s not in my nature will help anybody.

Soooo borrowed spreader.
Something g went through the spread rota and give it abit of a smashing tbh. (The muck was spreading was the guy who we bought the farm off)

So I said it’s ok we will put through the insurance as it’s going to be mega mo eh to repair. The mechanic who looked at it said the bloody thing is rotten and needed a new 1 anyway also took another guy who said the same. Insurance been to see it there only comment was it’s rotten. Not heard bk from them yet.

Now this is where it gets tricky.

Neighbour values spreader about 5k
I and 2 mechanics thinking 2/2.5k

That’s if they write it off

Too repair it is 2500

Which if insurance don’t stand because it’s rotten I’m not paying the to put a new rota in to replace the rotten 1.

I’m willing to pay Half of the rota cost too keep job rite but the bloody thing is falling to bits

Help be appreciated

Sorry this is of no help but "Never a borrower or lender be"

 

[Stock]

Sorry this is of no help but "Never a borrower or lender be"

Thinking the same myself, just an observation but what price to replace the spreader?

 

[Deerefarmer]

Sorry to be blunt....
Here it's you break, you pay

Do you value your relationship with your neighbor
I'd pay to fix only what you broke ,and never borrow the spreader again
Just my 2 cents

 

[valtraman]

Machinery is too expensive now to just borrow for no money involved.

 

[Tarw Coch]

Try to get the insurance to pay to repair it or at least pay towards repair, you might have to stump up some cash yourself, let your neighbour have his rotten spreader with new rotor, you will have fixed anything you’ve damaged.
Never ever borrow or lend to/from him again.

Sounds like your neighbor wanted to have his cake and eat it, borrowing is borrowing, hiring is hiring, I wouldn’t expect to borrow something and pay a hire on it. I’m not a fan of borrowing but do occasionally have such arrangements with people I trust in situations where I’m stuck with people I know would do the same for me. The unwritten rule of borrowing is you hand it back in at least as good a condition as you had it.
Hiring you pay the price and if there’s a problem let the insurance sort it, but I only ever hire off hire companies who hire decent kit, not something on it’s last legs.

 

[kiwi pom]

Fix the damage you did, do the work yourself to keep the price down, don't worry about the state of the rest of the machine.
Take the hit.
Learn the lesson.

 

[smcapstick]

You broke it, you fix it.

If you can fix it for less money than you have been quoted, great. Just do it quickly.

Not wanting to fix damage you have caused because it was crap anyway is NOT the attitude to take.

 

[Ukjay]

This scenario is why I never borrow anything. Risk is too high when you consider how much kit costs and you carry the burden to replace broken items, which more often than not - sees the old shite replaced with newer kit.

People think im off my rocker to buy all my own kit, but at least if it breaks - I get the replacement new kit and kick my own arse for breaking it.

Expensive leason learnt for you I feel, as you could have probably bought a second hand one in better condition for the money this is going to cost you to rectify.

 

[wasted years]

Borrowed neighbour spreader in jan to get some muck.
Always helped each other lend tackle etc very good mates with his son and he used to do a lot for us when we had rented farm.
I always end up been asked for a hire fee and I always pay it but I never charge him it’s not in my nature will help anybody.

Soooo borrowed spreader.
Something g went through the spread rota and give it abit of a smashing tbh. (The muck was spreading was the guy who we bought the farm off)

So I said it’s ok we will put through the insurance as it’s going to be mega mo eh to repair. The mechanic who looked at it said the bloody thing is rotten and needed a new 1 anyway also took another guy who said the same. Insurance been to see it there only comment was it’s rotten. Not heard bk from them yet.

Now this is where it gets tricky.

Neighbour values spreader about 5k
I and 2 mechanics thinking 2/2.5k

That’s if they write it off

Too repair it is 2500

Which if insurance don’t stand because it’s rotten I’m not paying the to put a new rota in to replace the rotten 1.

I’m willing to pay Half of the rota cost too keep job rite but the bloody thing is falling to bits

Help be appreciated

Unless you are trying it on the insurance will pay but they pay its value as they value it IYSWIM.
If you are lucky they might give a decent price and you will get out of jail.
I would be reluctant to borrow that type of machine, especially when spreading muck you haven't led out yourselves.

 

[Andrew]

I’m afraid you break it, you fix it.
In most cases, if you have a contractor in and they spread it, they will still charge for damage caused by foreign obstacles, so you’ve got to pay.

If the rest of it is rotten then you could suggest either fixing it (parts and labour) or paying your neighbour for the cost of the parts only, so he could put towards a newer machine.

 

[Henarar]

It don't sound like it was borrowed as the OP has always paid to hire in the past
but having said that if it was something in the dung that caused it then the OP should still put it right, if on the other hand it fell apart because it was forcked that would be different

 

[Dry Rot]

Don't want to hijack the thread, but do insurers really pay for "fair wear and tear"?

Just wondering about that £2.50 spring in my MF390 that cost £1,500 to fix!

On the other hand, muck spreaders are subject to rot and maybe the OP should have inspected the machine and estimated the risk in borrowing it? Yes, I think he should repair or replace, whichever is the wisest thing to do as if it was his own machine. Do unto others as you would wish to be done to.

 

[Boysground]

I often hire muck spreaders as I think its better value than owning 1 or 2. We have always had to pay for damage although its only ever been a bent slat. If they go back dirty I would have to pay a cleaning fee. This is off 3 different companies they are all the same.

I think to continue the good relationship with the neighbour which is probably worth more than the money you have no choice than to pay.

Bg

 

[ollie989898]

Id work out some arrangement and pay him the 2500 quid to help find a new spreader? They are two a penny in farm sales.

 

[Tarw Coch]

Id work out some arrangement and pay him the 2500 quid to help find a new spreader? They are two a penny in farm sales.

A lot will depend on how the neighbours really get on.
Is the neighbour an awkward bugger who wants good money for hiring poor machinery and wants it repaired like new when it falls apart?
Has the OP broke his neighbours spreader and is now trying to get out of paying on the basis it was about fudged anyway?

If a good friend/neighbour id want it sorted to their complete satisfaction be that a repair or suitable, probably meaning better replacement.
A poor/ awkward neighbour, pretty much the same so they couldn’t justifiably speak bad of you and never go back there again.

 

[Goweresque]

It seems to me that the repair cost is roughly the same as the estimated market value. If (and its an if) the insurance will pay out but will write it off rather than pay for the repair, could you not buy the machine back from the insurance co and use the write off money to repair it? Whats the value of a knackered machine with a broken rotor, scrap value? Probably your cheapest out I'd say.

And as everyone else has said, learn the lesson, if you borrow (or lend) machinery, get it sorted up front if its a borrow or a hire, and who is responsible for damages, particularly with machines prone to catastrophic failures by hitting stuff.

 

[Munkul]

what sort of spreader is it?

 

[wasted years]

Don't want to hijack the thread, but do insurers really pay for "fair wear and tear"?

Just wondering about that £2.50 spring in my MF390 that cost £1,500 to fix!

On the other hand, muck spreaders are subject to rot and maybe the OP should have inspected the machine and estimated the risk in borrowing it? Yes, I think he should repair or replace, whichever is the wisest thing to do as if it was his own machine. Do unto others as you would wish to be done to.

Anobject going through isn't wear and tear it is an object going through.
If he was claiming because it snapped in half due to rot then computer will say no, keep in mind that the insurance company will have been happy to accept the premiums all this time so unless a small naughty is planned then they will pay out but only at valuation.

 

[Henarar]

I often hire muck spreaders as I think its better value than owning 1 or 2. We have always had to pay for damage although its only ever been a bent slat. If they go back dirty I would have to pay a cleaning fee. This is off 3 different companies they are all the same.

damage caused by something in the dung is one thing but say something like the PTO joint went through normal use you wouldn't expect to pay for that would you ?