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<blockquote data-quote="Frank-the-Wool" data-source="post: 7450694" data-attributes="member: 699"><p>If you go down the pension route, you needed to have started in your early 20's unless you want to pay some big lumps in later which may not be good investing.</p><p>My Father started one for me and I have paid £1k a year in since for almost 45 years. It is now worth around £300k with a guaranteed annuity of 7%. Sadly these pensions are no longer available I believe.</p><p></p><p>If you are already getting close to retiring then probably it depends on how much income you want and do you want leave anything to wife/children?</p><p>Try and die in debt is always a good plan as no one will fight over what you leave!</p></blockquote><p></p>
[QUOTE="Frank-the-Wool, post: 7450694, member: 699"] If you go down the pension route, you needed to have started in your early 20's unless you want to pay some big lumps in later which may not be good investing. My Father started one for me and I have paid £1k a year in since for almost 45 years. It is now worth around £300k with a guaranteed annuity of 7%. Sadly these pensions are no longer available I believe. If you are already getting close to retiring then probably it depends on how much income you want and do you want leave anything to wife/children? Try and die in debt is always a good plan as no one will fight over what you leave! [/QUOTE]
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