RedMerle
Member
I've been asked by a couple of people would I shear their small flocks of sheep as a favour.
What insurance does everyone have. Does Public Liability cover it or would I need Product Liability as well?
I'm thinking specifically if I were to nick a sheep badly and these friends suddenly decided I was liable or should they ask me gather in the sheep using a dog and one runs into a fence.
Prior to now I've only ever sheared my own or been on a course/assisting another shearing contractor so haven't needed it.
No doubt the insurance will cost me more money than I'll ever make however might prevent me getting in the sticky stuff.
What insurance does everyone have. Does Public Liability cover it or would I need Product Liability as well?
I'm thinking specifically if I were to nick a sheep badly and these friends suddenly decided I was liable or should they ask me gather in the sheep using a dog and one runs into a fence.
Prior to now I've only ever sheared my own or been on a course/assisting another shearing contractor so haven't needed it.
No doubt the insurance will cost me more money than I'll ever make however might prevent me getting in the sticky stuff.