Public Liability Insurance - recommendations

RedMerle

Member
I've been asked by a couple of people would I shear their small flocks of sheep as a favour.

What insurance does everyone have. Does Public Liability cover it or would I need Product Liability as well?

I'm thinking specifically if I were to nick a sheep badly and these friends suddenly decided I was liable or should they ask me gather in the sheep using a dog and one runs into a fence.

Prior to now I've only ever sheared my own or been on a course/assisting another shearing contractor so haven't needed it.

No doubt the insurance will cost me more money than I'll ever make however might prevent me getting in the sticky stuff.
 

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