The future leaders of British agriculture

Oxbury Bank

At Oxbury, from founding, our philosophy has been to build our business in partnership with individuals and organisations who know and understand British farmers. We know that, for years many farmers have lacked the service and understanding they deserve from banks, which has made conversations around fluctuating cashflows difficult.

That is why, from day one, we have employed individuals who understand farming, many of whom have lived, worked and dedicated themselves to agriculture. The sector has a plethora of opportunities and we want to create opportunities for young professionals to gain as much experience as possible. As part of this commitment, we offer both placement and graduate opportunities – which last year saw six highly educated, committed and inspired Harper Adams graduates join our team at the beginning of their agricultural careers.
Our dedication to the future of agriculture is not just through creating a banking partner who stands alongside farmers, but by investing in individuals at the start of their career – helping them develop into farmers or farm advisers with strengths in all aspects of farm business management.

The importance of providing a platform that gives young people this opportunity is an essential component of a sustainable future for British agriculture, which rightly is becoming more prominent in everyday discussion and farm business plans. There is much balance required when discussing the environmental and financial sustainability of a farm, especially at this time of transition – teaching young farmers why crop soil science is not only important for yields but also how to invest in this crucial asset for the long term by promoting soil health and organic matter availability - all in the name of secure, sustainable British food production.

Oxbury will not only support farm businesses to grow, adapt and diversify, but will also equip farmers with the right tools that enable them to transition production systems in line with their business goals. All while contributing to the NFU sector-wide commitment to reduce the output of NOx, CH4 and CO2 on farm to net-zero by 2040. This could be through several alternative pathways that are coming to the forefront of farm business plans across the UK such as: carbon sequestration in soils and new hedgerows or woodlands; renewable energy generation; alternative feeds or sources of feeds; and so-called “regenerative agriculture” practices – to name just a few of the many routes available to the sector.

Oxbury are 100% dedicated just to British farmers. We don’t lend to anyone else and have a unique understanding and sympathy with the requirement of farmers. Whether you are nearing the end of your career or, like our Harper Adam graduates, just starting out, if you have a plan to invest in the transition to net zero, Oxbury can offer a lending solution to support your plans. We also offer individual packages to support farm succession planning, ensuring the goals of all generations are aligned.

To find out more about our Oxbury Farm Loans, and our mission towards a sustainable future for British agriculture – visit

Rejuvenating swards: Which option is best?

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Written by Brian McDonnell

Maintaining grass quality during mid-season grazing is important. Farmers can maintain quality by entering ideal grazing covers of 1,300 – 1,500kg DM/ha, and grazing down to a residual of 4cm every rotation.

If you are now in a situation where cows are not cleaning out paddocks as well as they should be, leading to the development of steamy grass within the sward, here are some options.

Common options for rejuvenating swards include:

  1. Take a silage cut, probably into bales, remove the material and start again with the aftermath...