It's still the business that decided to put someone on furlough. An individual couldn't make that choice. Certainly I agree that it was to protect the middle classes from the reality of mass unemployment and the very low UC payments.Yes, that is the mechanics of how it is applied. I would still argue the intent is mostly aimed at helping workers ensure they could maintain their lifestyles rather than to prevent Business from having to pay redundancy, which is not a huge amount under statutory UK law.