This is a weird one ...

[Bald Rick]

Looked in to leasing an industrial washing machine for udder clothes as we wanted the responsibility to keep the machine working to rest on the shoulders of the supplying company.

Son was dealing with it so not directly involved but supplying company use a finance firm to run the lease which was to be for five years. So finance co ring up and say is it ok to run credit check on business? Yes it is.
Oh, and by the way, we need to see your last three bank statements

WTF, never ever been asked for bank statements even when buying machines/cows in to the tens of thousands never minding a poxy washing machine with a value of £6k

Anyone else been asked for bank statements?

 

[Hjwise]

I had to do the same when borrowing 7k towards a new to me sprayer. Was told it was standard practice in the current climate.

 

[farenheit]

What the point of a credit check if they also want to see your bank statements?

 

[DairyGrazing]

Looked in to leasing an industrial washing machine for udder clothes as we wanted the responsibility to keep the machine working to rest on the shoulders of the supplying company.

Son was dealing with it so not directly involved but supplying company use a finance firm to run the lease which was to be for five years. So finance co ring up and say is it ok to run credit check on business? Yes it is.
Oh, and by the way, we need to see your last three bank statements

WTF, never ever been asked for bank statements even when buying machines/cows in to the tens of thousands never minding a poxy washing machine with a value of £6k

Anyone else been asked for bank statements?

Bit late now but we just use 10kg or 12 kg domestic washing machines. Normally buy them in a sale. Last 2-3 and are £200 Normally. 400 cloths twice a day.

 

[britt]

Looked in to leasing an industrial washing machine for udder clothes as we wanted the responsibility to keep the machine working to rest on the shoulders of the supplying company.

Son was dealing with it so not directly involved but supplying company use a finance firm to run the lease which was to be for five years. So finance co ring up and say is it ok to run credit check on business? Yes it is.
Oh, and by the way, we need to see your last three bank statements

WTF, never ever been asked for bank statements even when buying machines/cows in to the tens of thousands never minding a poxy washing machine with a value of £6k

Anyone else been asked for bank statements?

Why spend 6K on a washing machine ?
Buy 2 household ones, if one pack up use the other. You can buy a lot of them for that money, so if the first isn't repairable buy another. It would take years to spend your 6K.

 

[organicguy]

we looked to do the same and could not get a company to take it on, said our water was too hard and was all too risky.

 

[Bald Rick]

Why spend 6K on a washing machine ?
Buy 2 household ones, if one pack up use the other. You can buy a lot of them for that money, so if the first isn't repairable buy another. It would take years to spend your 6K.

Because domestic washers don’t wash at 90 deg ... and don’t last two minutes.

 

[britt]

Because domestic washers don’t wash at 90 deg ... and don’t last two minutes.

Decent brand ones last us a few years with daily use. But I get your point about 90 degrees.

 

[Jerry]

I have bought two bits of kit on finance in the last 3 years, both on 24mth terms but through different dealers.

But Credit Suisse was the finance provider in both cases.

Deals done over phone in both cases and never got asked for credit check or bank statements.

 

[Farmer Fin]

Mate bought a second hand one cheap from a hotel that was closing down. Bet there are a few out there at the moment!

 

[Bury the Trash]

tell them to GTF and buy one somewhre else,

 

[Steevo]

Mate bought a second hand one cheap from a hotel that was closing down. Bet there are a few out there at the moment!

Probably buy the whole hotel cheap before long!

 

[TheTallGuy]

What the point of a credit check if they also want to see your bank statements?

Because a credit check doesn't show if you are able to service the payments, only how well you have been behaving!

 

[TheTallGuy]

Because domestic washers don’t wash at 90 deg ... and don’t last two minutes.

Plenty of domestic machines have 90 deg cycles, main drawback these days is cycle times are getting longer to achieve the eco ratings.

 

[Steevo]

Plenty of domestic machines have 90 deg cycles, main drawback these days is cycle times are getting longer to achieve the eco ratings.

How does that work, just more time stopped and soaking?

 

[DeeGee]

Because domestic washers don’t wash at 90 deg ... and don’t last two minutes.

Oooh!! Get you!
Touchy tonight aren’t we?!!

 

[Robt]

What the point of a credit check if they also want to see your bank statements?

It’s called responsibly lending rules...

 

[Bob c]

Looked in to leasing an industrial washing machine for udder clothes as we wanted the responsibility to keep the machine working to rest on the shoulders of the supplying company.

Son was dealing with it so not directly involved but supplying company use a finance firm to run the lease which was to be for five years. So finance co ring up and say is it ok to run credit check on business? Yes it is.
Oh, and by the way, we need to see your last three bank statements

WTF, never ever been asked for bank statements even when buying machines/cows in to the tens of thousands never minding a poxy washing machine with a value of £6k

Anyone else been asked for bank statements?

on a monthly contract for work overalls

 

[Highland Mule]

Because domestic washers don’t wash at 90 deg ... and don’t last two minutes.

My Zanussi. Is 95°C too hot for you to handle?

 

[Tarw Coch]

What the point of a credit check if they also want to see your bank statements?

What’s a bank statement going to tell them? If you had the money you wouldn’t need finance.