Trailer insurance

[bandit]

I recently had a trailer stolen, it was locked but not hooked to a vehicle and in a field, should I claim of the farm insurance or a towing vehicle insurance?
Any one with experience of this willing to point me in right direction. I should say farm with one firm and vehicles with another so I want to approach it correctly
Thanks

 

[Sharpy]

I know that NFU Mutual cover your trailers apart from caravans and horseboxes as standard , but few others do as I found out when comparing quotes.

 

[bandit]

I know that NFU Mutual cover your trailers apart from caravans and horseboxes as standard , but few others do as I found out when comparing quotes.

Farm and tractors with them, I'll see what they say first

 

[Sharpy]

Farm and tractors with them, I'll see what they say first

I was assuming that it was a type of trailer pulled by a pickup, not sure on tractor trailers.

 

[bandit]

I was assuming that it was a type of trailer pulled by a pickup, not sure on tractor trailers.

It was! A flatbed I'd taken fertiliser to a field spread it in the evening and when I went to fetch it the following morning it had gone [emoji20]

 

[Dman2]

usually anything that can be attached to tractor is covered, whether it is or not
Our machinery policy covers trailers of all sorts, other than horse boxes and caravans

 

[Magic7]

Is it worthwhile claiming? The increase in premiums for the next 5 years of having to declare it vs the cost of a new trailer would seem to suggest that it is not worthwhile to me but maybe your situation is different?

 

[case 5140]

I recently had a trailer stolen, it was locked but not hooked to a vehicle and in a field, should I claim of the farm insurance or a towing vehicle insurance?
Any one with experience of this willing to point me in right direction. I should say farm with one firm and vehicles with another so I want to approach it correctly
Thanks

Have look on ebay, found my stolen york artic trailer for sale 10 miles away and got it back............!

 

[unlacedgecko]

Have look on ebay, found my stolen york artic trailer for sale 10 miles away and got it back............!

Did the police assist? Or did you just take several large friends?

 

[case 5140]

I rang 101 and let them do it....we did think about doing that!

 

[MrNoo]

NFU policy here covers anything that can be connected to the tractor up to £50k

 

[InsuranceLadyAmanda]

Hi if you have a vehicle policy then trailers and any thing that attaches will be covered by that policy - most policies cover trailer and attachments up to an individual amount of £100,000 and the NFU Mutual is £500,000. Hope that helps. It won't be on your farm policy unless you have specifically listed it on there which you ought not have done if you have a farm motor policy.