Which business credit card

[warksfarmer]

Currently got standard business bank credit cards spending about £20k per year in total but we get nothing in return so thinking about some cards where you earn points for something. Obviously I am aware of amex but having spoken to them before it did not seem worth it at the time and theres a lot of places that dont accept them because of the charges. Anybody using anything else?

 

[PI Stsker]

Currently got standard business bank credit cards spending about £20k per year in total but we get nothing in return so thinking about some cards where you earn points for something. Obviously I am aware of amex but having spoken to them before it did not seem worth it at the time and theres a lot of places that dont accept them because of the charges. Anybody using anything else?

We just use a simple Barclays cash back credit card. I keep looking at something where it gives you points rather than cash back as the cash back just comes off the balance so you never see it where as points you could save up and spend personally on a holiday etc..?

 

[warksfarmer]

We just use a simple Barclays cash back credit card. I keep looking at something where it gives you points rather than cash back as the cash back just comes off the balance so you never see it where as points you could save up and spend personally on a holiday etc..?

These are mainly used for fuel purchases for vehicles so not shops as such, so would you still get cashback and how much generally?

 

[Dman2]

Just use a private cashback card here
No fees

 

[Dman2]

These are mainly used for fuel purchases for vehicles so not shops as such, so would you still get cashback and how much generally?

Get a fuel card
Routinely save 8-10p a litre with our card

 

[warksfarmer]

Get a fuel card
Routinely save 8-10p a litre with our card

Yes but its also used for spare parts if no account or office supplies etc. I need credit cards really.

 

[PI Stsker]

These are mainly used for fuel purchases for vehicles so not shops as such, so would you still get cashback and how much generally?

I’m not too sure, it was just a friend mentioned it that they have a credit card used for parts etc that you don’t have an account with which he then gets points for every X amount of pounds spent which you can then claim back personally (potentially) this is what I was going to look in to doing as my current cards just give ‘cash back’ which isn’t cash! It’s just the amount off the total monthly invoice which can be handy but I’d rather the points and save up for the Maldives

as someone said use a fuel card for pump fuel then use the CC for ADHOC purchases like Amazon and the like.

 

[warksfarmer]

I’m not too sure, it was just a friend mentioned it that they have a credit card used for parts etc that you don’t have an account with which he then gets points for every X amount of pounds spent which you can then claim back personally (potentially)

as someone said use a fuel card for pump fuel then use the CC for ADHOC purchases like Amazon and the like.

4 people means 8 cards so not ideal. I just want one card per person.

 

[deleted user 837354]

Need to use credit card for any online purchases. Must must must. Do not use personal (or company) credit cards for this.

 

[PI Stsker]

4 people means 8 cards so not ideal. I just want one card per person.

Christ we have 3 fuel cards per person and then myself, my wife and father have credit cards too.

we just leave the fuel cards in the vehicles it’s only really the credit card to worry about carrying then. Fuel cards (for us spending so much on pump fuel) make so much sense for the saving over bulk and logistics of it, as well as the one invoice not needing to keep receipts etc.

 

[Willie adie]

Fuel cards. I was phoned and badgered a few years back to get one, I then filles in the form only to be told that my drivers licence, passport, hmrc letter. Bank statements were not suitable for identification. I did reply asking when i was going to get the soles of my bare feet skelped with alkathene pipe, or water boarded, then they stopped all contact.
I would have taken a card but they decided to come the pansy

 

[Roger Perry]

We use a business credit card, pays 2% cash back, take it as cash or credit.
Payed off each month.

 

[JeepJeep]

www.capitalontap.com

Can use these points for cashback, gift cards and other stuff.

Can Use the points to have the cash instead aswell.

 

[The Son]

I use Capital On Tap, get 1% cashback on all purchases, and gets you extra credit terms, I have a direct debit set up so clear it every month, usually put around £20k a month on it, but a lot of companies now charge extra for credit cards so have to be carefull where I use it.

I take our rewards in Air BnB vouchers, so it adds up to a nice few breaks a year.

 

[deleted user 837354]

We use a business credit card, pays 2% cash back, take it as cash or credit.
Payed off each month.

Jebus, with that sort of deal I'd be using it for nearly everything.

 

[oil barron]

Capitalontap gives 1% cash back for business credit cards.

 

[Storeman]

Another Capital On Tap user here.
Boss decided it was the best deal out there.

 

[Roger Perry]

Jebus, with that sort of deal I'd be using it for nearly everything.

I think if you shop around even better rates are available.

 

[Hampton]

4 people means 8 cards so not ideal. I just want one card per person.

Is it possible to put the fert or Chen through a credit card, or is there always a charge

 

[Sleepeasy]

Is it possible to put the fert or Chen through a credit card, or is there always a charge

i have looked at this in order to get air miles. it was possible but not very keen