- Location
- Scottish Highlands
Anyone going abroad without third party travel insurance is nuts- E111 does not cover repatriation or any dental issue for starters. The cost of a chartered medical return flight, for example, will not be met by any E111 and the level of medical treatment/facilities available in many countries might open the eyes of many folk. It is true that travel insurance typically does not cover treatment in a private medical setting BUT it will usually cover you if it is a case of genuine emergency, with E111 you don't even have the option, and in many parts of Europe, state operated healthcare centres are few and far between.
Furthermore, the existing commitments that the UK has due to EU membership are extremely problematic. Do you honestly expect the UK to ever recover the costs of say, a cardiac MRI and then angioplasty or heart valve replacement for a 50 year old Lithuanian man who has been obese and drank heavily all his life yet only been in the UK 2 years? The UK is bound by law to attempt to offer treatment to this gentleman at great expense but in honesty will never ever manage to recover the cost of doing so from his home country.
The UK's membership of the EU forces it to adopt policies that are simply unworkable.
The UK doesn’t try - it’s like an agri contractor without an invoice book. The third countries will pay if asked - they do when France, or Germany does, but yet we don’t bother trying. Don’t blame the NHS’s ineptitude on the EU. And the costs of an angioplasty would be trivial to another country, even a relatively poor one like Lithuania.
And as for a lack of NHS cover for toothache when I’m in France - I’ll take my chances thanks, especially given I don’t get that in England anyway, last time I looked. Ryanair fly around Europe all the time so I’d probably be quicker and cheaper to get myself home to my own private dentist anyway...
That said, I do take out an annual policy because for me it’s a trivial cost - not so for others.