Good cheap tractor and finance

Jsmith2211 · Oct 14, 2023

som farmer said:
just keep going steady

took me years to afford new tractors, now we have a 3yr old one, its great, but to afford to keep a 'new' tractor, we need to change every 4 years, otherwise we cannot afford to stay there.

Yes, this is what the farm has always done - the last one was 7yr old when it went and it was a nasty bill. Plan now is to stop the constant treadmil of buying a new one every few years as the new prices are going through the roof and I cant see there is any need to. That case should go to 10k hours quite happily, and if theres another tractor doing some of the work it will prolongue how long that takes by a considerable margin. Rather put that money into machinery than into replacing it for the sake of having a new one.

L P · Oct 14, 2023

Jsmith2211 said:
And I am listening... Just commenting on why a few observations and assumptions certain people have made are incorrect... Im asking for advice as to what tractor is best for that money and how the best way to approach financing it is - not if i should or should not be doing it in the first place! So I do apologise if I do not take the advice of those people saying dont bother.

No need to apologise to them, if you're driven you'll make it work. Best way to finance, obviously self financed but not many of us do that, have always worked on the basis with contracting a machine needs to turn over its own cost per year and its true to the day for me. Work it out yourself how soon you can pay it off. Old tractors... allow 30% of its value for first years maintenance as cash kept in the bank, you almost certainly won't need it but will be balls out of luck if you do and don't allow for it. Sod the multicontroller, get something as basic, intrinsically reliable and easy to fix as you can.

bobajob · Oct 14, 2023

I understand where you're at and there is no easy way of doing it.
We bought a tractor around the 7000 hours and it was financed, it was all fine it went well until the clutch packs needed doing around 1500 hours later, and a repair to the front axle pivot at the same time it was in the dealers, i forget the final bill- say around £7-£8k.
So we paid the bill, then the finance finished, but we thought we would keep it because we had spent so much on it, put new tyres on it. On the whole it was going fine. But there just seemed to be odd niggly things needing fixed, nothing major.
Kept it to around 10500 hrs but i had kind of lost faith in it, but it had depreciated quite a bit, not many buyers for them once they click over 10000 hours. Between finance, repair costs and depreciation it wasn't our best move.!

Pleased we have worked our way into newer tractors, but its not easy, - probably need to think on changing one again next year.

Farmer_Joe · Oct 15, 2023

MF 3650 4wd tractor. E101 GNV | York Machinery Sale (Machinery, trailers, vehicles and tractors ) - October timed online auction - York Auction Centre

MF 3650 4wd tractor

ylcauctions.co.uk

THERE YOU GO PLENTY OF CHANGE LEFT FOR REPIRS ops caps!

machines defiantly getting more sensible at auction, at last!

there was a rough ish claas 657 for just under 10k, cheap enough for a 2007 tractor would leave you a good 5k for repairs if required and it would still not be silly money.

davedb · Oct 15, 2023

You’ve got to be a bit handy with spanner’s to do any good I run 3 older tractors with a combined value of less than 50k have had finance on two of them but paid off now the cheepest to run has been the 7480 bought with 7k hours for £19,000 had a brake master cylinder £1000 set of tyres£3000 injection pump £800 now sits at 12k hours that’s in 4years ownership

6485 I’ve had for 2 years had 8k hours on now on 10k I paid £16,000 but spent £2000 on front linkage and pto, £2000 on back tyres £1000 on injection pump swap in the first year to get it right since then it’s had a clutch pack rebuild £1500 done by myself and a hydraulic charge pump £500
There’s the 8130 aswell which has had a hydraulic pump this time at £2000 been cheep to run really and I’ve never had one let me down on a job always got finished and got home

Fendt516profi · Oct 17, 2023

Jsmith2211 · Oct 17, 2023

Fendt516profi said:
View attachment 1142829

Bloody hell enough hours on that one!

Martyn · Oct 17, 2023

Jsmith2211 said:
but @Clive says anything around that price will blow up in 10 seconds? funny that... almost like you dont need a 200k fendt?

We brought a fendt couple years ago it’s done 740 hours and had 11 call outs for warranty work, from adblue pumps/diesel fuel gages, hydraulic pipes/valves, radio gone, now aircon/fans gone. Got extended warranty for 8 years, all ways parked inside, serviced on the dot. Will be sold at year 7 of warranty!

wdah/him · Oct 17, 2023

Jsmith2211 said:
Bloody hell enough hours on that one!

On some tractor no real fear of big hours. This would be one I would put in this list, that older Valmet valtra, along with older power quad 10 series & 00 series jd. Possible some of the 62 series Massey too dynashift then was fairly trouble free

SilliamWhale · Oct 17, 2023

bobajob said:
I understand where you're at and there is no easy way of doing it.
We bought a tractor around the 7000 hours and it was financed, it was all fine it went well until the clutch packs needed doing around 1500 hours later, and a repair to the front axle pivot at the same time it was in the dealers, i forget the final bill- say around £7-£8k.
So we paid the bill, then the finance finished, but we thought we would keep it because we had spent so much on it, put new tyres on it. On the whole it was going fine. But there just seemed to be odd niggly things needing fixed, nothing major.
Kept it to around 10500 hrs but i had kind of lost faith in it, but it had depreciated quite a bit, not many buyers for them once they click over 10000 hours. Between finance, repair costs and depreciation it wasn't our best move.!

Pleased we have worked our way into newer tractors, but its not easy, - probably need to think on changing one again next year.

That said this lads best chance of getting a tractor good enough for the price would probably be a 10k hour tractor. Its not as if they are more likely to go wrong at 10k hours than 9 or 12.

suffolksmallholder · Oct 17, 2023

Home Page - JF Agricultural Engineering

We have an excellent reputation for selling John Deere & Solis tractors which are checked and inspected by qualified John Deere technicians.

jfsales.co.uk

SS

Jsmith2211 · Oct 19, 2023

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Any good? No clutches to wear out on a cvt and not massive hours - plus very local to me.

Blue. · Oct 19, 2023

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Any good? No clutches to wear out on a cvt and not massive hours - plus very local to me.

A red Fendt,better engine but s**t transmission software, I've a 7485 here it's alright out in a field but very jumpy around the yard.

balerman · Oct 19, 2023

Jsmith2211 said:
I already have the work... I am already doing the work... Whether or not I have the work to make it pay is not the question. Even if I do not solely with what I am doing independant of the farm theres plenty for it to be doing on the farm, what with spraying etc. Im not buying a sprayer to put on the back of the maxxum as its already a right ballache trying to get everything we have to do done with only 1 good tractor, when i've got to go spraying it all too it just wont work. Especially since once I have a sprayer I foresee there being a definite option on contract work with that, even if its only doing small bits for people with 5 acres of horse ground they want sprayed off - this sometimes pays better than the bigger jobs for some other things i've found..
Yes, buying something smaller and older for father to use while I have the case would be the sensible thing. However, he's rather attached to his case and didnt really like the idea of having to use something a bit older while I had the nice one. I think that claas is definitely worth a look. I do know someone who has a claas I think ares he reckoned it was a good tractor for the money. JD engine and MF back end if im not mistaken? Im also fairly certain I know someone locally that can repair them so wouldnt be a bad thing.

Got to start somewhere thats the thing. Once you've something to trade in it gets a lot easier, and hopefully eventually funds will allow a fendt.

If your dad likes the Maxxum so much,why not get an older one to go with it,an MXU is basically the same.Came out in 04 so find something for around £20k ,pretty bombproof engine and transmission.

Jsmith2211 · Oct 19, 2023

Blue. said:
A red Fendt,better engine but s**t transmission software, I've a 7485 here it's alright out in a field but very jumpy around the yard.

That’s no bad thing, would have a fendt if I could afford it.

balerman said:
If your dad likes the Maxxum so much,why not get an older one to go with it,an MXU is basically the same.Came out in 04 so find something for around £20k ,pretty bombproof engine and transmission.

Local case dealer are very good as well. Would like an older maxxum with the 16x16 box and an fpt engine ideally. Know the machine, know how it is to drive and know the engine is unlikely to have issues (mechanic reckons he’s never touched one for anything more serious than injectors) and the back end is cheap to rebuild. Finding a decent one for cheap enough is the hard thing because everybody else knows that too…

farmideas · Oct 23, 2023

My experience with Zetor was excellent. The newer ones have Deutz 6 cyl , bowden gears etc

Good cheap tractor and finance

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100% I’ve had enough of farming!

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