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[glasshouse]

I'm sure that can be true but then some tenants might want more than they are really worth, but if you are losing money the first loss is best and get out with what you can at least the entitlements should be worth a bit as they "belong" to the farmer

Easy for you to say. Who paid for your farm?

 

[4course]

only 1 working day left so by monday afternoon payment notification to my bank will be on its way or is my confidence going to be misplaced

 

[rob1]

Easy for you to say. Who paid for your farm?

I did, bought out an aunt then paid out half again to my ex plus bought several other bits too, the only bit that wasnt paid out at full price was the bit to my aunt that was between vacant and open market. Never would claim that I havent had a bit of luck along the way and made some lucky decisions about selling my quota at the right time but bought a couple of houses instead of more land. Some will claim they are unlucky and been given a dud hand others will say they are brilliant businessmen/women, personally I think we all need a bit of luck perhaps some make their own luck, I have always said I am lucky others can judge for themselves whether that is true

 

[glasshouse]

I did, bought out an aunt then paid out half again to my ex plus bought several other bits too, the only bit that wasnt paid out at full price was the bit to my aunt that was between vacant and open market. Never would claim that I havent had a bit of luck along the way and made some lucky decisions about selling my quota at the right time but bought a couple of houses instead of more land. Some will claim they are unlucky and been given a dud hand others will say they are brilliant businessmen/women, personally I think we all need a bit of luck perhaps some make their own luck, I have always said I am lucky others can judge for themselves whether that is true

ok, so you you bought out your aunt. At less than market value? at commercial interest rates? you got a big leg up there.
Dont fudging dare to lecture tenants who live on a knife edge on what they should and shouldnt do.

 

[d williams]

Perhaps @Pan mixer is only using his insurance bill as an example, you are of course correct that cover ceases at a specific time.
Cash flow is however king, we have a 6 monthly mortgage payment in early January each year, it is at that time because we expect to have received the SFP shortly before hand, surely that is prudent planning . If the money does not come we will have to make that payment but believe me someone or something else else will not be being paid for.

On what grounds do you think that someone else should be liable for your mortgage payment?

 

[d williams]

I think we would be looking at a lot of dead farmers if the squeeze continues on them and the banks lose faith. Speaking with Lloyds a few months ago to double my overdraft facility to allow for slow paying of straw invoices they stated they would lend the SFP to farmers with no arrangement fee this year as they felt it would be late due to the cock ups last spring in the online job. So they are aware how important this subsidy is to farming businesses.

That tells me the writing is on the wall these farmers are f**ked and no one to blame then them selves they probably started out with a asset given to them and not kept a control on costs just carried on doing what their grandfather did

 

[glasshouse]

That tells me the writing is on the wall these farmers are fudgeed and no one to blame then them selves they probably started out with a asset given to them and not kept a control on costs just carried on doing what their grandfather did

The farmers who do what their grandfather did will have cash on deposit and wont care either way.
The farmers with the latest toys are the vulnerable ones.

 

[d williams]

You could sell up, true, but most wouldn't come out with much, as obviously don't own the land.
Deals can be done with some landlords.

I like the way you farm and feel for tenants but it should be a business at the end of the day if it isn't paying why do it

 

[glasshouse]

I like the way you farm and feel for tenants but it should be a business at the end of the day if it isn't paying why do it

Would you like to lose your home?

 

[d williams]

The farmers who do what their grandfather did will have cash on deposit and wont care either way.
The farmers with the latest toys are the vulnerable ones.

bulls**t time moves on if we all kept on doing what our grandfathers did then where is progress

 

[d williams]

Would you like to lose your home?

No I would not like to lose my home but why should someone subside my dream

 

[Penmoel]

On what grounds do you think that someone else should be liable for your mortgage payment?

Just where did I suggest that?

 

[d williams]

Just where did I suggest that?

In your last paragraph

 

[Pasty]

Just saying but if anyone wants to sub my mortgage, they are more than welcome. PM for bank details. In the meantime, I am totally in the dark about my new entrant application and have a tasty bill from my agent. Thinking I should have just bought entitlements while they were cheap. Except I was skint, as I am now. Brilliant.

 

[Penmoel]

No, SFP income is part of our business income, prudent financial planning suggest you arrange your finances to suit cash flow, if the SFP does not come in other arrangements will have to be made, which will mean expenditure on other items will be prioritised and if necessary some will either be delayed or even curtailed altogether. At no point have I suggested our commitments are anyone else's responsibility.

But, as Pasty says above, if you want to help all donations will be gratefully received.

 

[glasshouse]

bulls**t time moves on if we all kept on doing what our grandfathers did then where is progress

Our grandfathers grew crops in the soil, so do we. Spending millions on shiny tonka toys to get one over the neighbour is not progress, its just stupidity.
They used to be able to get a crop to grow without spending massive sums on chemicals, unlike today.

 

[B&B Pig Man]

ok, so you you bought out your aunt. At less than market value? at commercial interest rates? you got a big leg up there.
Dont fudging dare to lecture tenants who live on a knife edge on what they should and shouldnt do.

I'm not getting into the same argument again with you over this - but you are choosing to be a tenant farmer, you are choosing to 'live on a knife edge'.
Nobody is forcing you to farm, to put up buildings and invest in the farm you rent. It is all a choice.

I would love to farm for the rest of my life, it's a great way of life and something I always grew up thinking I would do.
Things change - I am now in the process of starting a new life.

I do not have a God given right to farm and to make a living from that farm - neither does anybody else!

 

[B&B Pig Man]

Our grandfathers grew crops in the soil, so do we. Spending millions on shiny tonka toys to get one over the neighbour is not progress, its just stupidity.
They used to be able to get a crop to grow without spending massive sums on chemicals, unlike today.

Go back a few generations and people used to sh*t in buckets, die of just about anything in their 30's and 40's and plough fields behind horses.
I'm not sure you want to be going back to that.

 

[DRC]

When I go online to see if there's been any progression, all I get is our business details. No advice of what stage our claim is at, or our entitlements. Is this the same for everyone?
It's a bit worrying to not see some progress.

 

[glasshouse]

I'm not getting into the same argument again with you over this - but you are choosing to be a tenant farmer, you are choosing to 'live on a knife edge'.
Nobody is forcing you to farm, to put up buildings and invest in the farm you rent. It is all a choice.

I would love to farm for the rest of my life, it's a great way of life and something I always grew up thinking I would do.
Things change - I am now in the process of starting a new life.

I do not have a God given right to farm and to make a living from that farm - neither does anybody else!

You are in the very fortuneate position of being bought out by your landlord. Please dont lecture those whose landlords are less benevolent.