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This also sometimes happens to me... very frustrating especially when you provide the best quotation in quick time and the client still goes back to their current broker to relay the premium. I don't understand it myself, but I suppose people think its a hassle to move insurers/brokers but in...

This makes me so angry as a broker myself they should offer you the best cover meeting your demands and needs at the best premium. This is why the insurance industry gets a bad reputation.

@Steevo I have never heard of LAS so it must be a legal expenses product solely provided by NFU. We offer legal expenses and it is often referred to as 'DAS' as this is the name of the insurer providing the cover, it is a product that can be added to your farm combined insurance. This would...

I can try and help @FarmersFarming

Hi Henry, You would most likely need liability insurance to cover you for the relief milking and any other adhoc agri contracting work that you conduct. Public Liability covers you for any third party property damage or third party injury. The insurance is calculated based on your turnover...

Hi everyone, I would always say go with a Broker as they have access to the wider market and can approach all insurers. If you go direct with one insurer you get their best quote and have nothing to compare it with. We have good relationships with our insurers and can negotiate premiums and...

Thank you @Cab-over Pete for the personal recommendation. It is always nice to hear good, positive feedback first thing in the morning of a new working day!

Hi Steevo, Some good points raised there. Firstly I won’t bore you with all the legals but yes if a commercial client asks about commission levels then yes we have to disclose them as per the FCA guidelines. It has never happened in my 9 years of working in the industry. Commission levels...

AIUA - Is now Geo Underwriting which was Towergate

When your renewals are due give me a call. I have been recommended on the good service page.

You should give me a try. Grosvenor insurance brokers based in sunny Cheshire - I have a few clients on here now and look after their farming insurance. Nothing ventured...nothing gained

An unoccupied property risk can be tricky to place but I have clients who are doing refurbishment or it’s pending sale or tenants. It would need to be on a bespoke policy and then once occupied on a property owners policy. It’s not so much the premium here it’s more will the property be...

Deere 6430 do you want me to take a look for you? I can call you tomorrow? I work for grosvenor insurance brokers.

Hi everyone, Just seen this post and relatively new to the forum, I also am an insurance broker who deals with farming/agricultural risks so if anyone wanted me to look at their insurances when they fall due i would be more than happy too. :)

If anyone would like me to take a look at any of their forthcoming renewals both farm motor, farm combined, liabilities etc please feel free to contact me, I'd happily look at anything for you :)

Grosvenor insurance brokers in Chester. We are an independently owned brokerage. We specialise in all classes of insurance. Agricultural risks, equine, livestock, commercial business, property owners and personal too. Pm if you are interested sprayer1.

Not at my brokerage! I always try to deliver excellent customer service - long standing clients are just as important to us as new clients. I know its a pain and were all busy and don't have time to check our renewals....but it really does pay to sit down and go over everything. Your business be...

Hello Farming Forum. My name is Kimberley and I am a Commercial Account Executive at Grosvenor Insurance Brokers in Chester, Cheshire. I have 9 years experience in the insurance industry and knowledge in all classes of insurance. I particularly enjoy Agricultural and Equestrian risks. I have...

From a purely commercial perspective, there are staggered staff in the insurance industry working in between Christmas and New Year. Most financial services are closed though until early January. The start of the year is a very busy month for us, lots of renewals are due so we couldn't afford to...

Hi Macus3, Many of the points above are very relevant. In terms of your Farm Combined insurance it is important to advise your current provider. Are you going to employ a Labour only sub contractor - therefore they will be classed as an employee and you have a duty of care towards them whilst...