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@lloyd, sorry for my delayed reply! These past few months have been a time of significant change since my 'combine washing escapade' with @Clive & crew - My career has taken a whole other direction now :ROFLMAO: No seriously, it was a good meeting and I have full support for all the great...

Good morning all, It's been a busy week trying to arrange travel for my son... not so straight forward at the moment! but hey i'm back and have rounded-up some key points you have mentioned as to what a good input finance offering would be .... so here goes; * @Doc @Happy at it @Farmertom1988...

There's something in that perhaps... thinking out-loud and indeed requires more thought, but what about a savings account where the 'cash rich' farmer earns interest on funds deposited, of which is then used to support the 'cash poor' farmer when they need... a swings and roundabouts scenario...

Oh. I'm not employed, nor am I pitching anything to gain business. I enjoyed the part of my role in AgChem where I could do things for the better good of you will. I was involved in some sustainability projects which I thoroughly enjoyed as I worked closer with farmers which wasn't the norm. In...

:ROFLMAO: My pic has caused quite some discussion... funny. The 'ohhhh thread' - really such thing? My Insta is 'mamaowen16' where there's more pic's. You'll see that I'm a legit, normal everyday kinda gal

Who's Miss Borlaug?

Indeed :D we talked shortly afterwards, you know about my takeover of TFF :ROFLMAO:

I have indeed checked it out (briefly).... all the talk about big parlours vs small parlours, and well your average size ones, and who's dumping the biggest load (of milk) lately and so on... needless to say I ended up here with you guys/gals who are proving to be an insightful yet funny bunch (y)

That cracked me up... this forum is too much fun! :D

I can assure you @Doc that this is me. I am of the preference to have a face to a name so I rolled with it. Does my picture deflect, really? My step-dad was a farmer for Sam Williams, Frodsham. That was a long time ago now though. My latest role brought me back to the Ag world, only now i've...

:ROFLMAO::ROFLMAO::ROFLMAO:

No.... I would say that sort of finance would not help farmers as those types of providers would charge high rates. I am thinking of an alternate option to bank overdrafts / Trade Credit, whereby rates are competitive to those offered by banks, flexible and quick to obtain, yet in addition...

Interesting - Any example rates for comparison perhaps?

:ROFLMAO: I hadn't though of it like that but now you mention it.... i'm not pitching any idea as such, just trying to find some gaps in the market, identify them and see how I can potentially help to facilitate if possible. In myAgChem role, I got involved in a wide range of marketing...

Geeze!! Who was that with? I looked in to providers such as Hitachi, Fram Farmers, UK Ag Finance and Oxbury who all offer 'input finance'. I'm trying to determine if there is a gap in the market for a competitive alternative to a bank overdraft or trade finance that can support farmers with...

@lloyd - Thank you. Their products appear somewhat fixed... lacking flexibility for seasonal cash-flow variances for example - i'll look at them some more, good start (y)

@Johnnyboxer - I've recently left UPL and now looking for new opportunities but with someone who genuinely wants to help farmers - currently unemployed What's your story? :)

No, not commercial. I'm just wanting to find ways to support British Farmers since my younger days were on a farm and would like to see our farms prosper and not disappear like the one I grew up on. I am actually not employed right now...

If this seems like a random post, check out my 'About me' for more info :)

Good Morning! After reading some articles on 'input finance' products currently available specifically for farmers, I wondered if anyone on here uses to help spread the cost of AgChem's, fertilisers, new grain stores even? If so, who do you use? and what sort of rates and repayment terms are...