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<blockquote data-quote="Bwcho" data-source="post: 7930766" data-attributes="member: 32780"><p>My experience says that most of the time, how helpful a bank is, comes down to the individual you're dealing with, and even then with promotion/jumping ship/restructuring these people don't seem to stay in post for long. Exceptions to this seems to be HSBC for their personal accounts and overseas customer services. The real important fixed comparative for me, is a bank's lending criteria and interest rates. The rest is very much a bonus/lottery.</p><p></p><p>Stark contrast to the 'good old days' of yesteryear when a certain long-standing legend of a Natwest bank manager in West Wales, would bend over backwards to retrospectively give you a loan, after you'd already bought an asset...having given the mildest of bollockings about taking the bank for granted, of course <img class="smilie smilie--emoji" loading="lazy" alt="😂" title="Face with tears of joy :joy:" src="https://cdn.jsdelivr.net/joypixels/assets/6.5/png/unicode/64/1f602.png" data-shortname=":joy:" /></p></blockquote><p></p>
[QUOTE="Bwcho, post: 7930766, member: 32780"] My experience says that most of the time, how helpful a bank is, comes down to the individual you're dealing with, and even then with promotion/jumping ship/restructuring these people don't seem to stay in post for long. Exceptions to this seems to be HSBC for their personal accounts and overseas customer services. The real important fixed comparative for me, is a bank's lending criteria and interest rates. The rest is very much a bonus/lottery. Stark contrast to the 'good old days' of yesteryear when a certain long-standing legend of a Natwest bank manager in West Wales, would bend over backwards to retrospectively give you a loan, after you'd already bought an asset...having given the mildest of bollockings about taking the bank for granted, of course 😂 [/QUOTE]
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