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Farm Machinery
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Insurance Valuations ?
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<blockquote data-quote="Nigel Wellings" data-source="post: 7193487" data-attributes="member: 142724"><p>There is not an under-insurance clause on tractor policies so in the event of repairs to a tractor that is under-insured you will not be penalised. Where you will lose out though is if tractor is written off and value too low you only get the value you have Insured for,rather than actual market value.</p><p>Local Dealers often worth a ring if you are not sure of market value plus websites such as agriaffaires have a good selection of most makes, models and prices being asked.</p><p>We have actually being increasing values for Insurance on certain "modern classic tractors" over last couple of years as they have appreciated. Models such as J.D 7710/7810, 3350/3650, 8410/8420 all seem to have increased in value along with other more mechanically biased,less complicated models that can be maintained on farm.</p></blockquote><p></p>
[QUOTE="Nigel Wellings, post: 7193487, member: 142724"] There is not an under-insurance clause on tractor policies so in the event of repairs to a tractor that is under-insured you will not be penalised. Where you will lose out though is if tractor is written off and value too low you only get the value you have Insured for,rather than actual market value. Local Dealers often worth a ring if you are not sure of market value plus websites such as agriaffaires have a good selection of most makes, models and prices being asked. We have actually being increasing values for Insurance on certain "modern classic tractors" over last couple of years as they have appreciated. Models such as J.D 7710/7810, 3350/3650, 8410/8420 all seem to have increased in value along with other more mechanically biased,less complicated models that can be maintained on farm. [/QUOTE]
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