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Farm Business
Agricultural Matters
Overdraft requirements for coming growing season.
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<blockquote data-quote="farmerm" data-source="post: 6746218" data-attributes="member: 7195"><p>We have created a nation of people of live only for the moment, people who have no concept of saving and if they want something they have to have it now. Rather than run an older car, have an older couch, have an older TV, have an older phone and save towards the replacements they buy them now on credit. Its all affordable if its within their weekly income, at least it is until they have an unexpected bill or some other small hiccup to their finances and then they get stuck in an ever growing debt cycle. People expect to live a footballers lifestyle with everything new and meals out every week whist only earning the wage of a footballers boot cleaner! I was brought up to believe you should only ever borrow to invest eg a mortgage, if you are borrowing to buy eg a car, then you are living beyond your means. But if this consumerism, spend, spend, spend, mentality was now turned off, the UK economy would collapse <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite5" alt=":confused:" title="Confused :confused:" loading="lazy" data-shortname=":confused:" /></p></blockquote><p></p>
[QUOTE="farmerm, post: 6746218, member: 7195"] We have created a nation of people of live only for the moment, people who have no concept of saving and if they want something they have to have it now. Rather than run an older car, have an older couch, have an older TV, have an older phone and save towards the replacements they buy them now on credit. Its all affordable if its within their weekly income, at least it is until they have an unexpected bill or some other small hiccup to their finances and then they get stuck in an ever growing debt cycle. People expect to live a footballers lifestyle with everything new and meals out every week whist only earning the wage of a footballers boot cleaner! I was brought up to believe you should only ever borrow to invest eg a mortgage, if you are borrowing to buy eg a car, then you are living beyond your means. But if this consumerism, spend, spend, spend, mentality was now turned off, the UK economy would collapse :confused: [/QUOTE]
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Overdraft requirements for coming growing season.
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