Recent content by InsuranceLadyAmanda

  1. InsuranceLadyAmanda

    Can i insure vintage tractor without number plate

    As everyone has already stated you can insure a vehicle that is not road registered. Ideally you can just add it your existing vehicle policy with the description and an ID number. There are specialist schemes for classic tractors around too that recognise if you are showing them as opposed to...
  2. InsuranceLadyAmanda

    Buildings and contents insurance

    Yes it does as your insurer is charging you an overall rate. Say 3% for the buildings section of your policy. So if your overall totalled up sum insured is less then you will pay less.
  3. InsuranceLadyAmanda

    Buildings and contents insurance

    Hi it is true the sum insured increases each year automatically but it is also true that it is your responsibility to ensure the figure is correct. You do not have to accept the increases placed and just tell your broker that you wish the declared values to be as they were originally. We usually...
  4. InsuranceLadyAmanda

    Buildings and contents insurance

    That is fair enough. I do not know how many brokers you went to but from a broker and insurer’s point of view this question is asked to try and save people’s time. It takes a lot of time and administration to understand a business and obtain an accurate quote. Why spend all that time if their...
  5. InsuranceLadyAmanda

    G P S theft

    GPS theft is definitely on the rise! As stated above make sure to list any GPS equipment on your farm business policy as a specified item under contents/All Risks section. I am working with a large farming group at the moment on security for GPS equipment and if anyone is interested in finding...
  6. InsuranceLadyAmanda

    Nfu insurance - does anyone come back, is the grass really greener on the other side!?

    If anyone is carrying out an insurance review then please do not hesitate to get in touch with me. I would of course be delighted to help as I am employed by www.agribrokers.co.uk as an independent insurance broker and can obtain quotes from all insurers on your behalf.
  7. InsuranceLadyAmanda

    Buildings and contents insurance

    If I can help anyone with a review then please do feel free to message me. I work as an independent insurance broker for www.agribrokers.co.uk and we do not have any allegiance to just one or two insurers (such as some brokers who use just one or two markets) and do conduct a thorough review on...
  8. InsuranceLadyAmanda

    Bull insurance

    It is worth looking at your farm combined policy and checking your livestock cover as depending on the value of your bull you may find you have certain cover that suits your needs included already.
  9. InsuranceLadyAmanda

    Insurance claim for working dog

    Hi hope you managed to get this sorted out. Working dogs are covered as standard under a couple of insurers policies however they have to be added specifically under the Livestock section of your policy with others. Hopefully your broker or NFU agent has been able to help you but if not I am...
  10. InsuranceLadyAmanda

    Employee wanting to borrow machinery

    Hi this is correct - insurance can't cover any fines however we do have a policy that covers any HSE investigation fees. They charge £154 an hour now per advisor so if they come in pairs it can quickly mount up!
  11. InsuranceLadyAmanda

    Bull insurance

    Hi have you had any joy with your insurance? I am happy to see if I can help you if you are still exploring options. Drop me a message or email at [email protected]
  12. InsuranceLadyAmanda

    vehicle (ATV) tracker

    Hi try contacting the guys at www.activefarmsolutions.co.uk as they have battery powered units so you can hide them more easily and are radio frequency based so no SIM cards needed.
  13. InsuranceLadyAmanda

    Tractor insurance

    Hi if you would like me to do a search of the market for you then drop me a message or an email [email protected]. I work as an independent agricultural broker so can access all insurers such as BIB, AIUA, Farmweb, Ifarm, Farmsure, Aviva and others on your behalf. Then I am here for you...
  14. InsuranceLadyAmanda

    Trailer insurance

    Hi if you have a vehicle policy then trailers and any thing that attaches will be covered by that policy - most policies cover trailer and attachments up to an individual amount of £100,000 and the NFU Mutual is £500,000. Hope that helps. It won't be on your farm policy unless you have...
  15. InsuranceLadyAmanda

    Truck Insurance

    If anyone is looking for an insurance quote then please feel free to drop me a line. I will see if I can assist. I work as an independent insurance broker for www.agribrokers.co.uk and would be more than happy to take a look. we have access to the whole insurance market (apart from the NFU of...
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