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<blockquote data-quote="ollie989898" data-source="post: 5869368" data-attributes="member: 54866"><p>I <em>have</em> private medical insurance. Some private medical insurers may refund you if you have a procedure carried out on the NHS: the NHS does not pay you for having treatment elsewhere.</p><p></p><p>Believe me mind, I have met several people who were plenty wealthy enough to afford private medical treatment but the world of private medicine did not want to carry out their procedures. Of course private consultants are more than happy to have you sit in their office and being assessed, but once patients reach a certain again or have other complications with their health, they just don't want to do it- they do not have the facilities to rehabilitate just anyone- particularly the elderly- after what we would consider routine procedures. Private medical insurance or healthcare is thus not a silver bullet solution as you might believe, the limitations of our cover, for example, are too numerous to even begin to describe here.</p><p></p><p>If you are an otherwise healthy 42 year old man who breaks his leg skiing- private medicine will sort that without any fuss. No sweat. But if you are a 65 year old man who has already had a stent or two and who now needs a hip replacement don't be surprised if private medicine doesn't want to know. They don't like high-risk patients and they don't like the elderly, you will be directed to the NHS because the NHS has provision for elderly patients and places for them to stay if rehabilitation or recovery is prolonged. I've met several individuals during my time with the NHS who had exactly that experience.</p></blockquote><p></p>
[QUOTE="ollie989898, post: 5869368, member: 54866"] I [I]have[/I] private medical insurance. Some private medical insurers may refund you if you have a procedure carried out on the NHS: the NHS does not pay you for having treatment elsewhere. Believe me mind, I have met several people who were plenty wealthy enough to afford private medical treatment but the world of private medicine did not want to carry out their procedures. Of course private consultants are more than happy to have you sit in their office and being assessed, but once patients reach a certain again or have other complications with their health, they just don't want to do it- they do not have the facilities to rehabilitate just anyone- particularly the elderly- after what we would consider routine procedures. Private medical insurance or healthcare is thus not a silver bullet solution as you might believe, the limitations of our cover, for example, are too numerous to even begin to describe here. If you are an otherwise healthy 42 year old man who breaks his leg skiing- private medicine will sort that without any fuss. No sweat. But if you are a 65 year old man who has already had a stent or two and who now needs a hip replacement don't be surprised if private medicine doesn't want to know. They don't like high-risk patients and they don't like the elderly, you will be directed to the NHS because the NHS has provision for elderly patients and places for them to stay if rehabilitation or recovery is prolonged. I've met several individuals during my time with the NHS who had exactly that experience. [/QUOTE]
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