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<blockquote data-quote="Daniel" data-source="post: 6085974" data-attributes="member: 315"><p>We are with Clydesdale and have a manager we can ring/local Ag office.</p><p></p><p>He comes out once a year to flatter/threaten as he feels the annual accounts warrant, we all sit round the kitchen table and take the flattery/threatening with a pinch of salt, wave him off and carry on as we think best.</p><p></p><p>Isn’t that all anyone wants from their bank?</p><p></p><p>Edit: We did have a covenant that was quite hard to hit as a target and thus meant he had to mention that he might need to up his interest rates. Happily he’s managed to get the covenant favourably tweaked for so ideally it will just be flattery with the tea and biscuits next year!</p></blockquote><p></p>
[QUOTE="Daniel, post: 6085974, member: 315"] We are with Clydesdale and have a manager we can ring/local Ag office. He comes out once a year to flatter/threaten as he feels the annual accounts warrant, we all sit round the kitchen table and take the flattery/threatening with a pinch of salt, wave him off and carry on as we think best. Isn’t that all anyone wants from their bank? Edit: We did have a covenant that was quite hard to hit as a target and thus meant he had to mention that he might need to up his interest rates. Happily he’s managed to get the covenant favourably tweaked for so ideally it will just be flattery with the tea and biscuits next year! [/QUOTE]
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