Farmers and Universal Credit

Ffermer Bach · Apr 2, 2024

Still Farming said:
And the " cash" "white van" " foreign Restaurants " " funny lingo caravan living" dont make tax Digital etc etc society just carry on and on laughing all the way

I wonder how come every high street suddenly has lots of Kurdish barbers, all seeming to make a good living, when 20 years ago there would only be a couple of barbers shops, and they certainly didn't look too lucrative, I suppose money laundering has nothing to do with it.

Still Farming · Apr 2, 2024

PI Stsker said:
I’m sorry but it’s not a chip; it’s reality…

If your Buisness isn’t making enough money to pay your wages then it’s not really a Buisness, it’s a hobby, and you need to give your head a wobble if you think it’s alright to run a Buisness like that and expect benefits…

Ok then .
You hit a bad patch ,yes you make losses ,out of an exemplary run of years where you made a profit.
IT'S GOING TO HIT YOU ONE DAY SOON TOO.
Things are tight.

Electric, water, Council tax goes up and up without feed, fert. Inputs etc etc etc.

Weather's against you.

Your age is against you , too young to retire too old companies dont want to employ you.

Your health not the best.

Do you try to claim a benefit that YOU QUALIFY for after years of KEEPING YOUR NOSE CLEAN , paying ALL TAXES and or as you put it "throw it all in ",as it's a HOBBY NOW and cast on the scrap heap and THEN you become a BIGGER BURDEN to the "working" tax payer and CLAIM EVERYTHING and get a social home on a housing estate, mobility allowance, pension credits, Personal independence payments and indirect benefits, council tax reduction etc etc the lists goes on and on?

PI Stsker · Apr 2, 2024

Still Farming said:
Ok then .
You hit a bad patch ,yes you make losses ,out of an exemplary run of years where you made a profit.
IT'S GOING TO HIT YOU ONE DAY SOON TOO.
Things are tight.

Electric, water, Council tax goes up and up without feed, fert. Inputs etc etc etc.

Weather's against you.

Your age is against you , too young to retire too old companies dont want to employ you.

Your health not the best.

Do you try to claim a benefit that YOU QUALIFY for after years of KEEPING YOUR NOSE CLEAN , paying ALL TAXES and or as you put it "throw it all in ",as it's a HOBBY NOW and cast on the scrap heap and THEN you become a BIGGER BURDEN to the "working" tax payer and CLAIM EVERYTHING and get a social home on a housing estate, mobility allowance, pension credits, Personal independence payments and indirect benefits, council tax reduction etc etc the lists goes on and on?

In which case you should be liquidating your Buisness and working for someone else who can run a Buisness successfully and plan cash flows and have cash in reserve for rainy days not expect the gov to bail you out… Buisness is Buisness and you need to be ruthless, not stand there with your hand out at the doll office saying the weathers been crap I’ve got a bad back and the cow cake has gone up. If a Buisness isn’t making money it’s not a Buisness, end of story. Too many people on here are clinging on to the ‘good ole life’ of buttercups and skipping through grass meadows forgetting that these farms are first and foremost businesses and need to make money.

Kiwi Pete · Apr 2, 2024

Sounds like that hobby needs a manager

yorkie · Apr 2, 2024

Still Farming said:
Ok then .
You hit a bad patch ,yes you make losses ,out of an exemplary run of years where you made a profit.
IT'S GOING TO HIT YOU ONE DAY SOON TOO.
Things are tight.

Electric, water, Council tax goes up and up without feed, fert. Inputs etc etc etc.

Weather's against you.

Your age is against you , too young to retire too old companies dont want to employ you.

Your health not the best.

Do you try to claim a benefit that YOU QUALIFY for after years of KEEPING YOUR NOSE CLEAN , paying ALL TAXES and or as you put it "throw it all in ",as it's a HOBBY NOW and cast on the scrap heap and THEN you become a BIGGER BURDEN to the "working" tax payer and CLAIM EVERYTHING and get a social home on a housing estate, mobility allowance, pension credits, Personal independence payments and indirect benefits, council tax reduction etc etc the lists goes on and on?

don't know what age you call to old for people to employ you if you are not old enough to retire , if you are any good as a worker you could get a job tomorrow , 65 this year and keep getting asked if I want to go back to work by people as they need some one

Cvx1170 · Apr 2, 2024

Stop being so ignorant, has nothing to do with taxpayer or benefits.
You're not understanding the problem in the article.
It's simple administrative dumbfukery, not hard to understand, a man with a single annual income is considered unemployed for most of the year and isn't eligible for anything.
Universal credit is some all encompassing thing and isn't necessarily "dole"

And anyway the self employed pay ni and contributions, you should be able to claim from the dwp when necessary, that's what it's for isn't it.
The DWP are essentially saying no you can't have help with Maternity or sickness etc because you can't show me that you work

Henarar · Apr 2, 2024

Kiwi Pete said:
Sounds like that hobby needs a manager

nart to do with if is a fecking hobby or not

Cvx1170 · Apr 2, 2024

Break a leg, have a child,get cancer no help for you because you're a hobby farmer for 11months and a millionaire for 1, go work in Tesco

Henarar · Apr 2, 2024

Cvx1170 said:
Stop being so ignorant, has nothing to do with taxpayer or benefits.
You're not understanding the problem in the article.
It's simple administrative dumbfukery, not hard to understand, a man with a single annual income is considered unemployed for most of the year and isn't eligible for anything.
Universal credit is some all encompassing thing and isn't necessarily "dole"

And anyway the self employed pay ni and contributions, you should be able to claim from the dwp when necessary, that's what it's for isn't it.
The DWP are essentially saying no you can't have help with Maternity or sickness etc because you can't show me that you work

At last someone with some sense and decency

Kiwi Pete · Apr 2, 2024

Henarar said:
nart to do with if is a fecking hobby or not

Well it actually is

A business would have a way of managing cashflow, whether it's seasonal finance or whatever provision. We know we have monthly costs ??

If you haven't got a paying job like the smart article in the OP, then, what's providing for monthly outgoings?
Whinge to the papers about your lack of a financial plan ? What the feck are they doing there [if we're throwing the fecks about] and do they ever expect to succeed at it if they aren't now ?

Henarar · Apr 2, 2024

Kiwi Pete said:
Well it actually is

A business would have a way of managing cashflow, whether it's seasonal finance or whatever provision. We know we have monthly costs ??

If you haven't got a paying job like the smart article in the OP, then, what's providing for monthly outgoings?
Whinge to the papers about your lack of a financial plan ? What the feck are they doing there [if we're throwing the fecks about] and do they ever expect to succeed at it if they aren't now ?

no its not

Henarar · Apr 2, 2024

To judge if a farming business is overall profitable based one years performance is rather silly to do it based monthly is fecking stupid
that's what I am talking about Pete, if they should get government money or not is a different matter.

Still Farming · Apr 2, 2024

Henarar said:
no its not

Isn't he living in" the promised land" ?
All easy going ,BIG hobby out there to them?

Still Farming · Apr 2, 2024

yorkie said:
don't know what age you call to old for people to employ you if you are not old enough to retire , if you are any good as a worker you could get a job tomorrow , 65 this year and keep getting asked if I want to go back to work by people as they need some one

Yes you can carry on till you drop no worries.
When most of the Population, look, laugh and don't worry where their food, security or circumstances come from anyhow.

Hilly · Apr 2, 2024

Ffermer Bach said:
I wonder how come every high street suddenly has lots of Kurdish barbers, all seeming to make a good living, when 20 years ago there would only be a couple of barbers shops, and they certainly didn't look too lucrative, I suppose money laundering has nothing to do with it.

We have one of them dose a roaring trade !

Henarar · Apr 2, 2024

Still Farming said:
Isn't he living in" the promised land" ?
All easy going ,BIG hobby out there to them?

I don't know about that but lots of folk get hard times even Pete's mate in Aus put in a claim when things got really tough and I don't blame him.

Henarar · Apr 2, 2024

Hilly said:
We have one of them dose a roaring trade !

any good for a hair cut ? or are they to busy with other things

Hilly · Apr 2, 2024

Henarar said:
any good for a hair cut ? or are they to busy with other things

Excellent hair cut ! Much better than the British and open much longer hours . But i can see many will be laundering but thats not confined to foreigner’s.

Kiwi Pete · Apr 2, 2024

Henarar said:
no its not

Will agree to disagree on this one. I am using hobby as a distinctly different thing to a "a commercial activity" which is what I consider a business.

Sure a business can be "regular profession, occupation or trade" but in that context it's not mentioning money.

Which is why I say some of these hobbies "need a manager" even if just someone to ask 'what it would take to have it work as a commercial activity'

Henarar said:
To judge if a farming business is overall profitable based one years performance is rather silly to do it based monthly is fecking stupid
that's what I am talking about Pete, if they should get government money or not is a different matter.

Yes I get that, I reckon one year's performance is a lie too, people ask me about regenerative agriculture makes any sense and I ask them if they could afford to start again from scratch with 'their sort' of agriculture - for a start they'd need to borrow so what's their business plan and 10 years worth of accounts look like? They'll readily agree that they couldn't do it from scratch.

The ones who would actually have me invest in their business would be maybe 1% or less of all the people I know in farming, I'm on their farm which is fine luck.

But if the good years profit is barely enough then the bad years would just about give better outcomes for the participants as they'd have to do something different, regardless of how well they know how to farm now

Hilly · Apr 2, 2024

Henarar said:
To judge if a farming business is overall profitable based one years performance is rather silly to do it based monthly is fecking stupid
that's what I am talking about Pete, if they should get government money or not is a different matter.

How many years do you judge it over ?

Farmers and Universal Credit

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Up to 25%

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100% I’ve had enough of farming!

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