Ive had both the bank manager and insurance rep here in the last couple months,this is a small farm with some contracting and a holiday let,both have advised a Health and Safety audit incase HSE come calling.I thought yes ,good idea till I found out the cost,between £1-2k for a visit followed up by a report,i know consultancy is expensive,but I fail to see how a small farm can justify this extra cost.All our machinery is well guarded,no slurry pit or silage clamp and good cattle handling facilities,insurance is bang up to date including legal cover and 3 separate public liability (farming,contracting and holiday let) what more can I do?