"Improving Our Lot" - Planned Holistic Grazing, for starters..

[Fenwick]

I'd place a vote for professional advice

Some would maybe wish to do it "all by myself" but there are a lot of very smart people out there who don't have the time to get the best out of their investments - that's where specialists and brokers are so useful.
A good one will coach you as you go, which is they best way to learn IMHO

Thanks KP, TP and Treg. I'll have a word with my accountant next week. Sée if hé can recommend someone. .

 

[Kiwi Pete]

When I first started out, I had no idea whatsoever.

The only thing I actually "knew" was that I had to form some sort of habit that would give better results than spending money on "stuff", especially booze and chasing girls

 

[ShooTa]

shame youve lost the S of the last one.

 

[Fenwick]

When I first started out, I had no idea whatsoever.

The only thing I actually "knew" was that I had to form some sort of habit that would give better results than spending money on "stuff", especially booze and chasing girls

had some pretty good results chasing girls...

but it does make sensé to have a personal financial plan. I've Always put money aside each month. But it certainly could bé better optimiséd.

I wanted to open a spacings accounts for m'y kids when they were bien (2&4). Thé bank proposéd an ISA at 1,05%. Si I bought some more cows instead.

 

[Treg]

had some pretty good results chasing girls...

but it does make sensé to have a personal financial plan. I've Always put money aside each month. But it certainly could bé better optimiséd.

I wanted to open a spacings accounts for m'y kids when they were bien (2&4). Thé bank proposéd an ISA at 1,05%. Si I bought some more cows instead.

I'm opposite good with money .....crap with girls

 

[JohnGalway]

especially booze and chasing girls

Let's not make any hasty decisions we may regret later

 

[Kiwi Pete]

had some pretty good results chasing girls...

but it does make sensé to have a personal financial plan. I've Always put money aside each month. But it certainly could bé better optimiséd.

I wanted to open a spacings accounts for m'y kids when they were bien (2&4). Thé bank proposéd an ISA at 1,05%. Si I bought some more cows instead.

In NZ, we have a "Kiwisaver" scheme which almost has the right idea. Earners put in 2 or 4 or more % and their employer also contributes, you can opt out or even withdraw some of your pot (hardship, or to help buy your first home) but the returns are pretty low - even in a riskier growth fund.

I personally think you would need to have something quite 'wrong with you' if you couldn't do better than the scheme, but I still put into it, at a minimum rate.
I have a funny feeling it will (the pension pot funds) be raided to help fund the country's bounceback from C-19, but I am always the sceptical sort.

Thus it makes real sense to have another few % going somewhere else, preferably in industries you understand a bit about (although it doesn't need to be so).

 

[Kiwi Pete]

shame youve lost the S of the last one.

Now they chase me but it's good for the ego, and the missus packs a hefty punch. Will fill you in one day

 

[Kiwi Pete]

Why are they dirty tailed ?

I think being born early, while the grass is still too short, is a big contributor.
Same as the "wet-dry" hoggs who lost lambs have dirty bums, protein overload?

I haven't really put selection pressure on these feral ones, it's more to see what happens if you do absolutely nothing to sheep other than shift them about and take pictures.
The one in the picture ^^^ was quite dirty before she lambed but has dried up feeding these big twins, so I'm really leaning towards that protein thing. I haven't tailed them

 

[Crofter64]

Now they chase me but it's good for the ego, and the missus packs a hefty punch. Will fill you in one day

Four legged girls or the two legged ones?

 

[Crofter64]

I think being born early, while the grass is still too short, is a big contributor.
Same as the "wet-dry" hoggs who lost lambs have dirty bums, protein overload? View attachment 919394
I haven't really put selection pressure on these feral ones, it's more to see what happens if you do absolutely nothing to sheep other than shift them about and take pictures.
The one in the picture ^^^ was quite dirty before she lambed but has dried up feeding these big twins, so I'm really leaning towards that protein thing. I haven't tailed them

Its almost indecent how quickly/ well the lambs are growing. The one in the middle ground looks enormous..

 

[Kiwi Pete]

Four legged girls or the two legged ones?

"Only the depth varies"

 

[Kiwi Pete]

Its almost indecent how quickly/ well the lambs are growing. The one in the middle ground looks enormous..

Muscly wee guys, eh? I will eventually choose the ones with the cleanest tail patch and smallest tails but for now it's just a numbers game - these all came from 3 dorperish ewe lambs I kept when I sold the flock. By next year's breeding season we should have a fairly good group to be more selective and start eating ewe lamb as well as the males

 

[Kiwi Pete]

I thought I better get a picture of the compost from the old end of the pile - I said I would!

Spread some directly behind the heap in the bottom pic, never seems to do well in the dry that bit.

Hopefully a bit of compost will "rehydrate the soil Carbon sponge" as Walter Jehne would phrase it

failing that, it will probably mean the stock tend to avoid the area over the next grazing or two, which will do as well

 

[Kiwi Pete]

 

[Henarar]

View attachment 919446

Ahhhhhh

 

[onesiedale]

Yeah this is pretty much how i sée things. investing in an index fund, such as thé CAC 40 or global.

Something compounding and passive. (I've already for a lot going on).

I just don't know if i should bé getting professionnel advice or doing it myself somewhere online.

Doesn't always work out though. Timing and luck I've found are the best keys to success (neither of which I seem to have had success with). The compounding and passive approach for me has left me with a pension pot and endowment policies waayyy below anticipated return. Even a house purchase in the 90's left me with just a nominal surplus after some 14 yrs.
The best returns I've found are simply to pay down the borrowing on the farm business and to grow what we are in control of.

 

[Kiwi Pete]

Ahhhhhh

My sister says this is "the best lamb in the world"
I like the way she frightens the other stock with menacing brows

they are a long time getting used to her, so you see the whole mob part and Cammy the camo lammy goes tearing through. Then Mother follows

 

[onesiedale]

Diversity applies to investments also!

 

[Henarar]

My sister says this is "the best lamb in the world"
I like the way she frightens the other stock with menacing browsView attachment 919458they are a long time getting used to her, so you see the whole mob part and Cammy the camo lammy goes tearing through. Then Mother follows

Nothing wrong with being different