Insurance recommendation for a tup

[Sandpit Farm]

Does anybody have experience or recommendations for an insurance provider for insuring a tup for his own value while he works away?

 

[Ysgythan]

No but H&H are pretty good at all of this.

 

[neilo]

I asked the NFU many years ago, when we bought our first 'expensive' (to us at the time anyway) tup. They were looking at 25% of the tup's value for all risks for a year then, which we declined. I dare say it is a lot higher now, as there seem to be a lot playing the 'buy it, use it/collect semen, kill it' game.

 

[Ysgythan]

I asked the NFU many years ago, when we bought our first 'expensive' (to us at the time anyway) tup. They were looking at 25% of the tup's value for all risks for a year then, which we declined. I dare say it is a lot higher now, as there seem to be a lot playing the 'buy it, use it/collect semen, kill it' game.

Plenty of them just die mind. They die because they’re over pushed are subject to huge stress and then a change of management.

Imagine a scenario though. You buy a cheap functional lamb. No insurance. Serves two ewes before the old tup smashes a gate open and kills him. One ewe has turned and it’s day 17 in the cycle of the other. If she holds you have no recourse, no tup, no insurance money and have to pay to register the Blydi thing. And the new gate costs almost as much as the lamb. So who’s the mug?