capfits
Member
Rabo is an international Bank HQ'd in the Netherlands.
https://en.m.wikipedia.org/wiki/Rabobank
https://en.m.wikipedia.org/wiki/Rabobank
I had a letter as a follow up to phone call I got. Basically said this is what's happening and if you don't like it you can close your account.
Have spoken to Nat west and had meeting here at farm. Very good meeting now awaiting is proposals on interest rates for OD and loans after he took our info away with him.
Nat West have a level of £35k borrowing to get a manager At least that's the level this manager works at, I assume its the same level for all there managers.
One thing you get for free is a accounts package called Freeagent which cost the same as zero £22/month if not a nat west customer. We are just looking at moving from a paper based system to computer system to keep HMRC happy and we were looking a zero as it looked a simple system once set up but now also looking at freeagent if we move banks and accountant is happy with this other software.
I also have the email of head of LLoyds Agriculture if you want to send him a note about how you feel. PM me if you want it.
When you're in deep it's nice to have a bit of a relationship going on. (That sounds wrong!)I understand borrowings of £30k require a visit from/to an Ag bank manager with HSBC. Personally, i’m Happy to keep borrowings below that level and not have the benefit of his ‘wisdom’ and advice. If I was wanting to borrow a larger amount for something, it would be referred up to someone further up from the call centre.
Why does everyone need a dedicated manager?
When you're in deep it's nice to have a bit of a relationship going on. (That sounds wrong!)
Ok if you get on with them, but if you don't I guess you may as well deal with a call centre.
Because that's the way it's always been , , change is seen as bad , and not as progressI understand borrowings of £30k require a visit from/to an Ag bank manager with HSBC. Personally, i’m Happy to keep borrowings below that level and not have the benefit of his ‘wisdom’ and advice. If I was wanting to borrow a larger amount for something, it would be referred up to someone further up from the call centre.
Why does everyone need a dedicated manager?
Because that's the way it's always been , , change is seen as bad , and not as progres
Yes, I can appreciate that entirely, but there’s nowt wrong with a call centre if you are just paddling and I don’t know why everyone thinks they need a personal service (without having to pay for it obviously).
Probably looked after at times by my wife as part of the agri team but she's taking voluntary redundancy when Taunton closes in June after 33 years working fot Lloyd's Bank.
Personally I’ve found that no matter what company your dealing with, whether it’s a bank/dealership/mobile phone company or anyone else if you want the best deal it needs no be face to face. When your negotiating large sums of money you need to be able to look them in the eye and see how far you can push them, not someone on the end of the phone who just repeats
“computer says no!”
Get a capital value of pension , depending on her grade it could be enough to buy a farm ,Never mind, think of her pension and redundancy payment
It isn't very much at all really as since having the kids she's only been working 2 days a week and she likes shoppingNever mind, think of her pension and redundancy payment
It isn't very much at all really as since having the kids she's only been working 2 days a week and she likes shopping
you should get the cash value ,It isn't very much at all really as since having the kids she's only been working 2 days a week and she likes shopping
It isn't very much at all really as since having the kids she's only been working 2 days a week and she likes shopping
Nat west have lost their way there are a lot of unhappy customers about at the moment .they have lost some very loyal staff and only got ill informed pen pushers now .The Rev Nathaniel Westminster closes it's Milford Haven branch today.
It is to be replaced by a van parked in the doctors surgery car park between 11.50am and 12. 50 pm every Thursday.
If this works out OK, I'll eat my hat.