Loaning dairy cows

[Jerseytom]

I’m in the process of starting up milking cows and hit a bit of a hurdle with the bank just wondering what people think of loaning cows instead of going out and buying? Any advice is greatly appreciated

 

[happycows]

I looked at it when I was in your position 10 years ago.
Finding them and all the pitfalls that could go wrong put me off. Consensus was it could only really work with lower yielding cows that were more likely too have a longer life and less demanding were lower risk.
I bred everything too sexed semen too get numbers up but boy it was a long old wait.
Good luck.

 

[Had enough.com]

Hitting hurdles with the bank at this stage maybe is a tricky one. What if you've got loan repayments and milk goes sub 16p?

 

[BELOWAVERAGE]

Plenty of dispersals about, go and buy the 3 titters, swingy bagged(not high cells) you'll get 3 for the price of one, they just won't be pretty but the milks worth the same, and you might not need the bank or have any loan payments.

 

[Jerseytom]

Hitting hurdles with the bank at this stage maybe is a tricky one. What if you've got loan repayments and milk goes sub 16p?[/

 

[Jerseytom]

Milk contract guarantees 21p

 

[jimmer]

Milk contract guarantees 21p

Is this for jersey milk as your username suggests ?
Hope that is a minimum price for a short period
Out of block spring calvers will be better value than some , I was in a lucky position to buy young good cows , but wouldn't worry about age or 3/4 in the summer if budget requires

 

[worker]

Milk contract guarantees 21p

I personally would not have any confidence in a guarantee from a milk buyer...they can wriggle out of anything, and you will be able to do nothing about it

 

[pappuller]

What system are you hoping to run @Jerseytom ?

 

[supercow]

There has to be an advantage for the farmer, which would turn into a disadvantage to you. Go on dragons den, always wanted to do that when wanting to build a shed. Ask for 100k for 5% of ur business

 

[Jerseytom]

Is this for jersey milk as your username suggests ?
Hope that is a minimum price for a short period
Out of block spring calvers will be better value than some , I was in a lucky position to buy young good cows , but wouldn't worry about age or 3/4 in the summer if budget requires

Nah gonna be Holstein just have a couple of decent pedigree jerseys!

 

[Jerseytom]

What system are you hoping to run @Jerseytom ?

Mostly grass based system! In the form of zero grazing and then top up with silage!

 

[happycows]

Out of curiosity then. What would you propose to a potential lessor that would be more appealing than a sale.

 

[pappuller]

Mostly grass based system! In the form of zero grazing and then top up with silage!

Where you based ?

 

[multi power]

Plenty of dispersals about, go and buy the 3 titters, swingy bagged(not high cells) you'll get 3 for the price of one, they just won't be pretty but the milks worth the same, and you might not need the bank or have any loan payments.

Definitely agree

 

[Jerseytom]

Where you based ?

Lancashire

 

[Rossymons]

With a strong cull price you could easily buy these girls incalf and sell them after 2 lactations and get your money back. 2 years of milk and calf on top - bargain!