Most Unusual Claims?

[Jason PaceWard]

What is the most unusual farming related claim that you have heard of or come across? I'd also appreciate your thoughts on claims experiences good and bad.

 

[Dry Rot]

Don't know if this qualifies, but I suppose it should be classified as livestock worrying.

As a student, I put in a claim for six hens when my goshawk escaped and took up residence on a poultry farm. I eventually caught the bird and cycled back to the student accomodation with it on my fist. My insurers were a bit taken aback, but paid out. Sorry, can't remember who they were.

 

[Nearly]

I was only doing 40k.

It was like that when I got here.

 

[Castle Farm]

Prince Charles stood on my foot once at a Game fare in Chatsworth house.

 

[milkloss]

Cows hit the mrs car in the drive outside the house. Car in her name and insured with admiral. Cows in my Late Fathers’ Estate but under my control.

neither would pay up until I went booloo but the end result was that the car was fixed and I saw no paperwork. Still to this day have no idea who paid for it.

 

[Nearly]

Local farmer's daughter 30 years ago launched her horse over Mum's stationary Volvo Estate, front to back.
Front seat passenger lifted horses rear foot off his lap and out of the windscreen. Rider landed on road behind car!

Farmer neighbour arrived and started ranting at Mum about her driving into his daughter. He soon quietened down when she gave him the full benefit of her opinion at full volume.

 

[onesiedale]

Must be a volvo estate thing.
Cows went walkabout in the village last year, one of the heifers decided.to.take.the short cut over a.volvo.rather than around it. Would have made a great photo!

 

[holwellcourtfarm]

We have a dual carriageway outside us. To our west it rises up from a large roundabout with a poor alignment that slows cars down.

Many years ago the neighbours cows opposite escaped onto the road on a very dark night. They were mostly black. We got a call to help a couple driving an old Peugeot 504. They were slowly accelerating up off the roundabout when the driver realised there was a black cow stood in the road right in front of him. He braked hard and almost avoided hitting her.

Almost!

His bumper lightly tapped her legs and she slowly toppled onto the bonnet wherein the front suspension simply collapsed under the weight.

The cow rolled off, got up, shook herself and walked back into the field.

The claim must have been quite amusing!

 

[Timbo1080]

Weeks of repeated mystery damage to the roof of a Jag XJS and a Fiat Punto, parked up outside the cottages next door. Left the house early on morning to go spraying, only to find our pet Kids (Goats) had been escaping from the field and using the cars as trampolines.

 

[Chae1]

29mpg

 

[Still Farming]

Your Company may share a few also???

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@Chris F any angle?

 

[onesiedale]

Interesting incident

thefarmingforum.co.uk

I think this thread here (also on Wreckers) probably qualifies for an interesting claim.
@Kate_PaceWard do you know something we don't??

 

[Paddington]

On holiday in Ireland we came across a farmer moving his cows down the road. We stopped, being in no rush but he waved us on saying the cows would move out the way when they felt the car. Well one cow decided she needed a good scratch and used the nudge bar on the Rangie to good effect, up and down we went for a minute or so with no damage to the car, unlike the Sierra behind us that lost a headlight and had a wing pushed in when she came back for seconds.

 

[tr250]

We had a charalais bull got out and we think had a fight with his reflection in someone’s French window. Fright the lady to death sitting in her lounge

 

[7610 super q]

29mpg

Broken diff caused by wabbit compaction.

 

[Phil P]

Must be a volvo estate thing.
Cows went walkabout in the village last year, one of the heifers decided.to.take.the short cut over a.volvo.rather than around it. Would have made a great photo!

Was it a bit like this

 

[BBC]

New swimming pool liner after cows got into garden and one decided it would do some lengths.

 

[buffalo_soldier]

Had a lady put a claim in once as when she was trespassing she fell off her horse and broke her arm.
She had to go through 2 different gates, the roadside one of which was padlocked to get to where she did.
Claim was that the gates weren't enough to keep her out. Therefore it was my fault.

 

[buffalo_soldier]

Have a more recent one.

After a particularly wet spell 5 or so winters back. The ground just couldn't take anymore water, so runoff is inevitable.
Had a chap who was particularly adept at garden creep. However this garden due to his digging was now 6' below the field level. So there was only one place water was going to go.
Wanted a new garden and garage. The garage would you believe happened to also be chock full of expensive electronic equipment which happened to get ruined.

Best bit was when he landed in the yard with an invoice for his London city break that he needed inorder to de stress.

 

[Still Farming]

Had a lady put a claim in once as when she was trespassing she fell off her horse and broke her arm.
She had to go through 2 different gates, the roadside one of which was padlocked to get to where she did.
Claim was that the gates weren't enough to keep her out. Therefore it was my fault.

Bet they paid out too???