New loader or not?

To be fair his maths works. Paying £1250 a month now.

Assume £22k to change.

£20k owing.

JCB finance 0.5% over 3 years is about £1000/ year interest.

£45k over 3 years is £1250/ month. So same payments now. Just depends if they will continue to be affordable for the next 3 years.

If he's paying tax he'll get something off his tax bill.

Biggest problem is when it comes to I think it'll be a lot more than £22k to change. And the £4,5k to spend on his current machine could probably be half that.
 
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3700hrs here on merlo original tyres, One Owner & Operator from New.
replaced them with BKTs & seem fine to me. £285 a corner.
why folks wanna part with £400-450 michys on the next size up is beyond me
lets see how long these BKTs last.
Anyhow new Loaders ive no idea how folks can afford them
my 2005 Merlo 28.7 was £31.5k New in 2005 its similar equ model now is £65k
I'll run this one another 15years.
Best of luck with the BKT's - I think they are fine on a tractor, have a set that are good - but we had a set on the works telehandler to save a few bob and they just melted away in no time on the winter feeding/silage pit routine through the winter - the tread just scrubbed off and left us with carcasses in a year :(
 

Finn farmer

Member
Must be michy Xeobibs ya got lined up for it have ya? just chuck something cheap on it.
it will be worth no more if & when you sell it.
i personally more so if its still on finance would not be trading a loader or any machine in against another one thats all more
to finance. Neighbours JCB 09 reg 536-65 i think its number is, deffo a popular size around here, is at 8000hrs & they bought it
with 6000 on a couple of years ago, i bet it never leaves the farm until its done atleast 15000hrs.
Might be that the loader isn't going to leave the farm at all, seeing that they don't usually last even 10000 hrs. :rolleyes:
 

glasshouse

Member
Location
lothians
Might be that the loader isn't going to leave the farm at all, seeing that they don't usually last even 10000 hrs. :rolleyes:
Got one on 14,300 hrs
Dont forget the lad still owes £20k on finance on the one he is wanting to sell
:scratchhead::scratchhead::scratchhead:
what is owing on the machine is largely irrelevant.
If its the right time to change then change it, how you finance that is a different question.
If cash flow is difficuilt , which it always is
then taking on a new one at a slightly higher payment per month or year for a longer period is oftten the only way when a large repair bill is looming..(like new tyres)
Thats why you see so many fresh tractors about, its not cos they are rich!
 

Pan mixer

Member
Mixed Farmer
Location
Near Colchester
Best of luck with the BKT's - I think they are fine on a tractor, have a set that are good - but we had a set on the works telehandler to save a few bob and they just melted away in no time on the winter feeding/silage pit routine through the winter - the tread just scrubbed off and left us with carcasses in a year :(
I have done 2500 hours on some BKT's and they are only half worn - in the yard most of the time and 3/4 of the yard is concrete - see avatar.

IMG03387.jpg
 

essexpete

Member
Location
Essex
I have done 2500 hours on some BKT's and they are only half worn - in the yard most of the time and 3/4 of the yard is concrete - see avatar.

View attachment 642052

I read that concrete is hard on tyres but I do wonder if some drivers are always pushing into heap with excessive spinning. Our old Sanderson put 5k hours on some industrial type Belarus tyres and I changed them only because of cracking walls.
 

RhysT

Member
Livestock Farmer
Location
Swansea
I read that concrete is hard on tyres but I do wonder if some drivers are always pushing into heap with excessive spinning. Our old Sanderson put 5k hours on some industrial type Belarus tyres and I changed them only because of cracking walls.
Our Matbro on just over 6k hrs and still on original tyres, still got plenty of tread left.
 

glasshouse

Member
Location
lothians
I read that concrete is hard on tyres but I do wonder if some drivers are always pushing into heap with excessive spinning. Our old Sanderson put 5k hours on some industrial type Belarus tyres and I changed them only because of cracking walls.
Exactly, you see the morons spinning tyres to max the load then tip some off!
 

D14

Member
There is only two of us that drive our machine and theres is no tyre spinning occurring. The good year tyres on this loader just arnt very good I am afraid. Our old machine was on Michelins and they were even worse wear wise. Road work and concrete use seem to eat our loader tyres.
 

Farma Parma

Member
Arable Farmer
Location
Northumberlandia
A lot more than you think.

If it is any help I have just had a quote for a 7m 4 tonne+ machine at about £68K.
I am still lying in a darkened room with a cloth on my forehead
Its just not an option anymore for a lot of us these £60k+ Telehandlers.
& as for 200hp fully specced tractors north of £100k they must think were raking it in for what were producing.
or theres a money tree in all our farmhouse gardens or something.
 

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