scam?

[Pasty]

Any one else had a firm from Liverpool thanking them for supporting the local Police by taking out a quarter page advert in some magazine? I've had it two years running, they ring up for £150, and sound very plausible. I can imagine some secretarys in large firms just paying up.

It's a classic. They play on the fact they have a legel, verbal contract. Just go Liam Neeson on them. I will find you and I will kill you. They generally go bother someone else at that point.

 

[caveman]

No . Credit rating is linked to the person not the address .

If you have other persons at your address with an adverse credit rating it will affect your ability to obtain credit unless you can prove you have no financial link with them.

 

[arf]

If you have other persons at your address with an adverse credit rating it will affect your ability to obtain credit unless you can prove you have no financial link with them.

All that I've read or listened to say that this is NOT the case! If you are financially linked then yes I agree . If your wife or husband has debt problems CCJs etc then yes . And why not ? You are jointly responsible - that's what marriage means ! But if you move into a house that was previously lived in by someone with bad debts then your credit rating will not be affected .

If you are John Jones and share a house with Susan Smith who has CCJs against her , then your credit file will be unaffected . If you signed a legal document with her to rent the house or buy say a washing machine on credit then yes you are financially linked .

Money Saving Expert forums provide a good overview .

 

[stifler]

I received one of those phone scams, and they said I won a Mercedes 2016!! Checked the number on Google, and found that the number have been reported at http://whycall.me even since last year. I wonder why did I pick up the call.

 

[Deereone]

There is a much bigger scam, which has caught out thousands of farmers, it's The Red Tractor Scheme

 

[Pieces_of_Eight]

These 'phone scammers tend to lose interest if you put them on hold

 

[Alicecow]

i did its about that 560 million quid my distant Nigerian cousin left me

Apparently there are millions of dollars in several unopened sealed boxes, with the internal dimensions listed, sitting in a secure room somewhere at an airport in the American midwest, which the security guy will give to me, and only me, as long as I promise to share a teensy weensy bit of it with him.
Now, where did I leave that email?

 

[Grassman]

Easy way with anyone asking for money for whatever is to just ask for a phone number, website and business address and name of the caller. Then say you will ring back when you have checked the information.

 

[Princess Pooper]

had the classic email supposedly from an old work colleague 'sorry to contact you..' on holiday lost his wallet needs money to get home, embassy not being very helpful can I email him back and he'll tell me where to send the money. What made me laugh was the tone of the email - - if anyone else knew Bill Basford (old school ex-ADAS mech consultant) can you imagine him saying 'I'm really freaked out at the moment'

 

[Pheasant Surprise]

How about this one, classic, grade one slimy scammer material. In my inbox about an hour ago;

Good Day Dear!


How are you and your family? I hope my letter meets you in your best mood today. My name is Dr. brown smith, Operation/Regional Branch Head Manager of Lloyds Banking Group plc London. I decided to seek a top secret/confidential co-operation with you in the execution of a transactions deal described here-under for our both mutual benefit. During the annual bank audits, I discovered an abandoned/unclaimed fund, sum total of £ 19.100,000 GBP (Nineteen Million One Hundred Thousand British Pounds Sterling) in an account that belongs to one of our foreign customers (Late David McDowell Brown) an American from Arlington, Virginia, who unfortunately lost his life as a single with the entire crew on February 1, 2005 over the southern United States Space Shuttle Columbia.


I discovered that he did not specify any next of kin or will beneficiary to his account after going through his file in our bank. I sincerely and deliberately seek your consent to present you as the next of kin / will beneficiary to the deceased so that the sum valued at £ 19.100.000 Million British Pounds Sterling will be transferred to you, which will be shared in these percentage ratio: 55% for me and 45% to you respectively.


I need your sincere co-operation, trust and utmost confidentiality to enable us conduct this transaction successfully. I assure and promise you that this transaction will be executed under a legitimate arrangement that will protect you from any breach of the law both in your country and here in London as the fund is transferred to your nominated bank account. Upon consideration and acceptance of this offer, kindly forward me the following information immediately to my private email address for more confidentiality: [email protected]



1. Your full name:
2. Your full contact address:
3. Your direct mobile telephone number:
4. Your email address:


To enable me upload your information in our bank database to reflect in the bank network system that you are the named next of kin/will beneficiary of this account, then I will guide you on communication with the bank for onward transfer of this fund to you.


NOTE: We have few banking days to execute this transaction deal.
Thanks in anticipation of your urgent response.


Regards,


Dr brown smith.
+44 7031983469

 

[Princess Pooper]

How about this one, classic, grade one slimy scammer material. In my inbox about an hour ago;

Good Day Dear!


How are you and your family? I hope my letter meets you in your best mood today. My name is Dr. brown smith, Operation/Regional Branch Head Manager of Lloyds Banking Group plc London. I decided to seek a top secret/confidential co-operation with you in the execution of a transactions deal described here-under for our both mutual benefit. During the annual bank audits, I discovered an abandoned/unclaimed fund, sum total of £ 19.100,000 GBP (Nineteen Million One Hundred Thousand British Pounds Sterling) in an account that belongs to one of our foreign customers (Late David McDowell Brown) an American from Arlington, Virginia, who unfortunately lost his life as a single with the entire crew on February 1, 2005 over the southern United States Space Shuttle Columbia.


I discovered that he did not specify any next of kin or will beneficiary to his account after going through his file in our bank. I sincerely and deliberately seek your consent to present you as the next of kin / will beneficiary to the deceased so that the sum valued at £ 19.100.000 Million British Pounds Sterling will be transferred to you, which will be shared in these percentage ratio: 55% for me and 45% to you respectively.


I need your sincere co-operation, trust and utmost confidentiality to enable us conduct this transaction successfully. I assure and promise you that this transaction will be executed under a legitimate arrangement that will protect you from any breach of the law both in your country and here in London as the fund is transferred to your nominated bank account. Upon consideration and acceptance of this offer, kindly forward me the following information immediately to my private email address for more confidentiality: [email protected]



1. Your full name:
2. Your full contact address:
3. Your direct mobile telephone number:
4. Your email address:


To enable me upload your information in our bank database to reflect in the bank network system that you are the named next of kin/will beneficiary of this account, then I will guide you on communication with the bank for onward transfer of this fund to you.


NOTE: We have few banking days to execute this transaction deal.
Thanks in anticipation of your urgent response.


Regards,


Dr brown smith.
+44 7031983469

 

[Grassman]

How about this one, classic, grade one slimy scammer material. In my inbox about an hour ago;

Good Day Dear!


How are you and your family? I hope my letter meets you in your best mood today. My name is Dr. brown smith, Operation/Regional Branch Head Manager of Lloyds Banking Group plc London. I decided to seek a top secret/confidential co-operation with you in the execution of a transactions deal described here-under for our both mutual benefit. During the annual bank audits, I discovered an abandoned/unclaimed fund, sum total of £ 19.100,000 GBP (Nineteen Million One Hundred Thousand British Pounds Sterling) in an account that belongs to one of our foreign customers (Late David McDowell Brown) an American from Arlington, Virginia, who unfortunately lost his life as a single with the entire crew on February 1, 2005 over the southern United States Space Shuttle Columbia.


I discovered that he did not specify any next of kin or will beneficiary to his account after going through his file in our bank. I sincerely and deliberately seek your consent to present you as the next of kin / will beneficiary to the deceased so that the sum valued at £ 19.100.000 Million British Pounds Sterling will be transferred to you, which will be shared in these percentage ratio: 55% for me and 45% to you respectively.


I need your sincere co-operation, trust and utmost confidentiality to enable us conduct this transaction successfully. I assure and promise you that this transaction will be executed under a legitimate arrangement that will protect you from any breach of the law both in your country and here in London as the fund is transferred to your nominated bank account. Upon consideration and acceptance of this offer, kindly forward me the following information immediately to my private email address for more confidentiality: [email protected]



1. Your full name:
2. Your full contact address:
3. Your direct mobile telephone number:
4. Your email address:


To enable me upload your information in our bank database to reflect in the bank network system that you are the named next of kin/will beneficiary of this account, then I will guide you on communication with the bank for onward transfer of this fund to you.


NOTE: We have few banking days to execute this transaction deal.
Thanks in anticipation of your urgent response.


Regards,


Dr brown smith.
+44 7031983469

Sounds legit to me

 

[Pheasant Surprise]

Go on then, give the good doctor a call for a larf